Rayma Buckles
Jupiter,FL
Summary
Accomplished Commercial Banking Relationship Manager from Valley National Bank, adept in loan structuring and client relationship building. Excelled in negotiating credit facilities, enhancing customer loyalty, and managing loan portfolios, ensuring compliance with banking regulations. Demonstrated exceptional multitasking abilities and a customer service focus, significantly contributing to portfolio quality and client satisfaction.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Commercial Banking Relationship Manager
Valley National Bank
West Palm Beach, FL
05.2012 - Current
- Negotiates loan requests for condominiums, HOAs, and POAs.
- Negotiate properly structured and priced credit facilities consistent with Valley's credit policies and lending practices.
Prepare effective packages for credit review, presentation, and approval.
Monitor and report changes to credit quality. - Works to understand customer needs; ensures customers' satisfaction. Promotes customer loyalty and delivers excellence.
- Informed customers of loan application requirements and deadlines.
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
Education
Skills
- Commercial lending
- Banking regulations
- Loan structuring
- Deal negotiation
- Cross-selling products
- Portfolio management
- Loan portfolio monitoring
- Verbal and written communication
- Client relationship building
- Self motivation
- Reliability
- Multitasking Abilities
- Relationship building
- Customer service-focused
- Loan closing
- Task prioritization
Certification
- 220 - General Lines (Property & Casualty) Insurance
Affiliations
- Volunteer at St. George (feeding the homeless) twice a month.
Timeline
Commercial Banking Relationship Manager
Valley National Bank
05.2012 - Current
- 220 - General Lines (Property & Casualty) Insurance
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