KIMBERLEY CLARKE
Summary
Operations and compliance professional with hands-on experience in fraud detection, transaction monitoring, financial reconciliation, and regulatory controls across banking and financial environments. Proven ability to identify anomalous patterns, exercise sound judgment under pressure, and communicate complex findings across teams. Holds ABA certifications in Fraud Prevention and AML/BSA Compliance, along with a FinTech certification from HarvardX. Eager to bring analytical rigor and an ownership mindset to a fast-moving fintech operations team.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Universal Banker
SouthState Bank
2026.04 - Current
- Apply AML/BSA and KYC frameworks daily, verifying customer identities, authenticating account access, and ensuring documentation aligns with regulatory standards
- Review account activity and apply judgment to identify irregular transaction patterns, escalating anomalies and potential fraud indicators per compliance protocols
- Earned ABA certifications in Fraud Prevention and AML/BSA Compliance within first six weeks; applied knowledge directly to daily operations (2026)
- Collaborate cross-functionally with branch staff and management to resolve account and compliance issues with clear, structured communication
- Maintain audit-ready records and support operational reporting to drive accurate decision-making
Teller
PNC Bank
2024.05 - 2025.04
- Processed 100+ daily financial transactions in high-volume environment, ensuring compliance with internal controls and regulatory requirements
- Identified suspicious transaction patterns and escalated potential fraud indicators, including support in SAR documentation; top performer in fraud escalation on the team
- Handled KYC compliance; verified customer identities, authenticated account access, flagged irregularities per AML protocols to mitigate risk
- Reconciled daily cash activity with consistent accuracy, investigating and resolving discrepancies proactively before end-of-day close
- Served as Certified Peer-to-Peer Onboarding Partner, training staff on compliance procedures and operational processes to enhance team effectiveness
Night Audit / Front Desk Agent
Oceans One Resort
2022.01 - 2024.04
- Performed nightly revenue reconciliation and verified all daily financial transactions, ensuring zero unresolved discrepancies in overnight reporting
- Processed secure payments and generated operational and financial reports to inform management decision-making
- Resolved financial discrepancies through structured review, escalating variances to management with root cause analysis documentation
Accounting & Administrative Assistant
Express Fitness Limited
2020.05 - 2021.06
- Managed accounts payable and receivable, ensuring accurate ledger entries and timely reconciliation to maintain financial integrity
- Supported monthly financial close activities, performing account reconciliations and preparing internal reports to enhance financial oversight
- Monitored expense trends and maintained audit-ready financial documentation to ensure compliance with cost control and budget guidelines
Accountant & Administrative Assistant
Spotlight & Flawless Productions
2017.07 - 2020.05
- Managed corporate bank accounts, company cards, accounts payable, accounts receivable, invoicing, and vendor disbursements to ensure financial integrity and operational efficiency.
- Executed and reconciled electronic and manual payments while maintaining accurate cash flow records and developing structured desk procedures for all accounting functions.
- Collaborated with external tax accountant for annual preparation, providing fully reconciled documentation to facilitate accurate tax filings.
Education
Bachelor of Science - Accounting, Minor in Management Studies
University of The West Indies
Skills
- Customer Relationship Management
- Fraud detection
- AML/KYC controls
- Transaction & Pattern Analysis
- Compliance & Risk Monitoring
- Financial Reconciliation
- Process improvement
- Microsoft Excel (Pivot Tables, VLOOKUP)
- Cross-functional Collaboration
Certification
- ABA Certificate — Fraud Prevention (2026)
- ABA Certificate — AML/BSA Compliance (2026)
- ABA Certificate — Treasury Management (2026)
- Harvard VPAL — FinTech Online Short Course, HarvardX (April 2025)
- Certified Peer-to-Peer Onboarding Partner — PNC Bank (April 2025)
Timeline
Universal Banker
SouthState Bank
2026.04 - Current
Teller
PNC Bank
2024.05 - 2025.04
Night Audit / Front Desk Agent
Oceans One Resort
2022.01 - 2024.04
Accounting & Administrative Assistant
Express Fitness Limited
2020.05 - 2021.06
Accountant & Administrative Assistant
Spotlight & Flawless Productions
2017.07 - 2020.05
Bachelor of Science - Accounting, Minor in Management Studies
University of The West Indies