Kinshasa Cason
Jacksonville,FL
Summary
My goal is to secure a position within this company that is challenging and rewarding. This will allow me to grow and utilize my skills to promote my team as a whole within my department.
Overview
17
17
years of professional experience
Work History
Commercial Loan Analyst -Team Lead
Bank of America
08.2019 - Current
- Transaction Processing: payments, payoffs, & advances
- Creating daily reports, team routines, distributing work, balancing work loads, & handling escalations
- Collaborating with other teams to make our client experience better and measuring operational risk
- Research inquiries and resolve issues, review invoices, modify payments
- Reconcile ledgers and portfolios while working on several reports, wire transfers, and report discrepancies
- Detail oriented, client focused, while maintaining 100% quality and accuracy while adhering to strenuous deadlines
Mortgage Loan Analyst
PNC Bank
12.2016 - 06.2019
- Responsible for FHA, Home Equity and Conventional refinance and purchase transactions
- Examined Sales Contracts, Appraisals, Flood
- Insurance, Homeowner’s Insurance, invoices & addendums for accuracy and to clear outstanding conditions to meet quality assurance guidelines
- Examined residential loan documents, titles, liens, insurance policies, county and state tax certificates to ensure they were clear
- Evaluated the credit decisions accuracy based on policies established by each program guideline
- Manage multiple systems and programs to verify employment and send documents to vendors
- Reconcile loans, send the wires to the title company, review funding documents & fund the loan
- Execute Rush Closings in a timely & accurate manner while managing dual pipelines.
DIGITAL RISK/ Mortgage Loan Closer
Home Equity
05.2015 - 10.2016
- And
- Conventional refinance and purchase transactions
- Reviewed payoffs, insurance policies, invoices, and title policies for accuracy and to ensure the loan was in compliance
- Examined Flood Insurance policies, Homeowner’s policies for
- Completed Verification of Employment for borrowers
- Utilize multiple systems and programs to send closing packages to vendors
- Balance each loan, send the wires to the title company, & fund the loan.
Fraud Claim Specialist
CITIBANK
09.2014 - 04.2015
- Assisted customers in the beginning steps of filing a fraud claim and updating existing fraud claims with new information
- Monitored accounts with suspicious activity, reviewed spending habits, and locations
- Contacted customers to confirm activity on revolving credit accounts and processed fraud claim forms
- Maintained practices to secure and guard accounts and reduce fraud against customers in our organization.
Mortgage Loan Processor
CITIBANK
10.2012 - 08.2014
- Processed applications for purchases and refinancing loans along with preparing documents for closings for conventional and government loans
- Requested and reviewed disclosures, tax returns, paycheck stubs and bank statements to ensure accuracy
- Ordered & reviewed appraisals, credit reports, HUD-1, flood certificates, title commitments and tax certificates for any possible problems before submitting the loan applications to our Senior Underwriters
- Reviewed applications, assets, and documents to evaluate the risk involved with the loan.
CLERK OF COURT/ Operations Support Aide
05.2005 - 10.2012
- Reviewed documents and responded to requests from Probation Officers and State Attorney’s regarding cases awaiting trial while adhering to agency requirements and tight deadlines
- Processed probation and modification orders along with affidavits & issued felony warrants
- Recorded satisfactions, liens, official documents, & court pleadings
- Assisted customers in person & over the phone with escalated issues.
Education
Business Management
EDWARD WATERS COLLEGE
2010
Skills
Skills Summary
- Loan Analyst, Mortgage Loan Processor, Mortgage Loan Closer
- Commercial Loans, Business Lending Operations
- Loan IQ, iCon, BOSS, Cognos, Navigator
- Excellent in Microsoft Word, Microsoft, Excel, and Microsoft Outlook
- Independent Worker, Team Player, Fast Learner
- Excellent Communication & Decision Making Skills
Timeline
Commercial Loan Analyst -Team Lead
Bank of America
08.2019 - Current
Mortgage Loan Analyst
PNC Bank
12.2016 - 06.2019
DIGITAL RISK/ Mortgage Loan Closer
Home Equity
05.2015 - 10.2016
Fraud Claim Specialist
CITIBANK
09.2014 - 04.2015
Mortgage Loan Processor
CITIBANK
10.2012 - 08.2014
CLERK OF COURT/ Operations Support Aide
05.2005 - 10.2012
Business Management
EDWARD WATERS COLLEGE
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