Komal Bhargava
San Jose,CA
Summary
Passionate professional with a strong finance and underwriting background. Skilled in financial analysis, risk assessment, and compliance. Meticulous attention to detail and ability to resolve complex financial issues. Excellent problem-solving and communication skills. Committed to providing exceptional service and building strong client relationships.
Overview
21
21
years of professional experience
Work History
Volunteer Parent
Union School District
San Jose , California
2022.01 - 2024.01
- Organized and hosted a successful middle school graduation celebration for over 200 students (2024)
- Planned and executed engaging family dance events at the elementary school level (2023, 2024), strengthening community ties
- Managed and coordinated Scholastic Book Fairs at both middle and elementary school levels (2023, 2024), promoting literacy and raising funds for school programs
- Spearheaded successful fundraising initiatives such as Walkathons, generating over $40,000 in revenue for school programs
- Managed and balanced event budgets, ensuring financial accountability and optimal resource allocation
- Meticulously maintained financial records and generated reports, demonstrating strong attention to detail.
Board Member and Server
Los Gatos Senior Nutrition Center
2021.01 - 2022.01
- Facilitated the delivery of nutritious meals to seniors at the center.
Parent Advisor
San Jose Unified School District
San Jose , California
2020.01 - 2020.03
- Managed a wide range of technical and specialized functions within the Information and Enrollment Center, facilitating student enrollments and assignments in accordance with SJUSD Department of Student Assignment guidelines
- Interacted with an average of 25 parents daily to explain the enrollment process, address questions, and ensure a positive customer service experience
- Collaborated with schools and other departments to disseminate student information accurately and efficiently
- Streamlined clerical duties, processing over 30 enrollment forms per day and maintaining meticulous student records
- Utilized SJUSD internal software to manage student data and track enrollment progress.
Research Analyst
Urban Lending Solutions
2013.03 - 2014.04
- Reviewed and organized data from Bank of America Vendor Management into structured formats and reusable templates within Microsoft Excel
- Monitored and maintained adherence to Service Level Agreements (SLAs) for the Urban Production Team on an hourly basis
- Conducted comprehensive data analysis and generated in-depth research reports tailored to clients and management, with regular presentations at weekly conferences
- Performed thorough data comparisons and reconciliations to ensure accuracy and consistency
- Collaborated effectively with management to understand project needs and requirements, proposing innovative solutions to reporting and application challenges.
Credit Manager
Standard Chartered Bank, Citi Financial, GE, HDFC
2003.02 - 2007.03
- Credit Manager with 12 years of experience in personal and automotive loan underwriting, portfolio management, and risk analysis at leading financial institutions in India.
- Proven track record in assessing creditworthiness, maintaining delinquency rates below industry standards, and optimizing portfolio performance.
- Skilled in developing and implementing risk management strategies, training and supervising teams, and fostering collaboration with internal and external stakeholders.
Education
Master of Business Administration - Finance -
University of Lucknow
Bachelor of Commerce -
CSJM Kanpur University
Skills
- Data Analysis
- Problem Solving
- Modern Office Practices
- Microsoft Excel
- V-Lookups
- SUMIf
- Excellent Communication and Interpersonal Skills
Timeline
Volunteer Parent
Union School District
2022.01 - 2024.01
Board Member and Server
Los Gatos Senior Nutrition Center
2021.01 - 2022.01
Parent Advisor
San Jose Unified School District
2020.01 - 2020.03
Research Analyst
Urban Lending Solutions
2013.03 - 2014.04
Credit Manager
Standard Chartered Bank, Citi Financial, GE, HDFC
2003.02 - 2007.03
Master of Business Administration - Finance -
University of Lucknow
Bachelor of Commerce -
CSJM Kanpur University
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