Komal Bhargava
San Jose,CA
Summary
Passionate professional with a strong finance and underwriting background. Skilled in financial analysis, risk assessment, and compliance. Meticulous attention to detail and ability to resolve complex financial issues. Excellent problem-solving and communication skills. Committed to providing exceptional service and building strong client relationships.
Overview
21
21
years of professional experience
Work History
Volunteer Parent
Union School District
San Jose, California
01.2022 - 01.2024
- Organized and hosted a successful middle school graduation celebration for over 200 students (2024)
- Planned and executed engaging family dance events at the elementary school level (2023, 2024), strengthening community ties
- Managed and coordinated Scholastic Book Fairs at both middle and elementary school levels (2023, 2024), promoting literacy and raising funds for school programs
- Spearheaded successful fundraising initiatives such as Walkathons, generating over $40,000 in revenue for school programs
- Managed and balanced event budgets, ensuring financial accountability and optimal resource allocation
- Meticulously maintained financial records and generated reports, demonstrating strong attention to detail.
Board Member and Server
Los Gatos Senior Nutrition Center
01.2021 - 01.2022
- Facilitated the delivery of nutritious meals to seniors at the center.
Parent Advisor
San Jose Unified School District
San Jose, California
01.2020 - 03.2020
- Managed a wide range of technical and specialized functions within the Information and Enrollment Center, facilitating student enrollments and assignments in accordance with SJUSD Department of Student Assignment guidelines
- Interacted with an average of 25 parents daily to explain the enrollment process, address questions, and ensure a positive customer service experience
- Collaborated with schools and other departments to disseminate student information accurately and efficiently
- Streamlined clerical duties, processing over 30 enrollment forms per day and maintaining meticulous student records
- Utilized SJUSD internal software to manage student data and track enrollment progress.
Research Analyst
Urban Lending Solutions
03.2013 - 04.2014
- Reviewed and organized data from Bank of America Vendor Management into structured formats and reusable templates within Microsoft Excel
- Monitored and maintained adherence to Service Level Agreements (SLAs) for the Urban Production Team on an hourly basis
- Conducted comprehensive data analysis and generated in-depth research reports tailored to clients and management, with regular presentations at weekly conferences
- Performed thorough data comparisons and reconciliations to ensure accuracy and consistency
- Collaborated effectively with management to understand project needs and requirements, proposing innovative solutions to reporting and application challenges.
Credit Manager
Standard Chartered Bank, Citi Financial, GE, HDFC
02.2003 - 03.2007
- Credit Manager with 12 years of experience in personal and automotive loan underwriting, portfolio management, and risk analysis at leading financial institutions in India.
- Proven track record in assessing creditworthiness, maintaining delinquency rates below industry standards, and optimizing portfolio performance.
- Skilled in developing and implementing risk management strategies, training and supervising teams, and fostering collaboration with internal and external stakeholders.
Education
Master of Business Administration - Finance -
University of Lucknow
Bachelor of Commerce -
CSJM Kanpur University
Skills
- Data Analysis
- Problem Solving
- Modern Office Practices
- Microsoft Excel
- V-Lookups
- SUMIf
- Excellent Communication and Interpersonal Skills
Timeline
Volunteer Parent
Union School District
01.2022 - 01.2024
Board Member and Server
Los Gatos Senior Nutrition Center
01.2021 - 01.2022
Parent Advisor
San Jose Unified School District
01.2020 - 03.2020
Research Analyst
Urban Lending Solutions
03.2013 - 04.2014
Credit Manager
Standard Chartered Bank, Citi Financial, GE, HDFC
02.2003 - 03.2007
Master of Business Administration - Finance -
University of Lucknow
Bachelor of Commerce -
CSJM Kanpur University
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