Kris Duffield
Midvale,UT
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
5
5
years of professional experience
Work History
Loan Officer Assistant
56Home Loans
10.2022 - Current
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Reviewed and validated details of loan applications and closing documentation.
- Monitored key dates to obtain information by deadlines.
- Assisted with timely loan closing and funding activities with efficient management of task checklists.
- Answered inquiries and provided superior customer service to clients.
Mortgage Loan Underwriter
Citywide Home Loans
10.2020 - 05.2022
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Verified integrity of applicants' information to minimize fraud.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
Loan Officer
Advanced Funding Home Mortgage Loans
10.2018 - 10.2020
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Utilized risk management strategies to attain high loan approval rates.
Education
No Degree - Project Management
Utah Valley University
Orem12.2020
No Degree - Culinary Arts
Park City Culinary Institute
Salt Lake City, UT05.2019
No Degree - English Grammar & Style
University of Queensland
REMOTE10.2015
Skills
- Financial Underwriting
- Customer Proposals
- Program Requirements
- Document Verification
- Lending Software Systems
- Risk Management Assessments
Timeline
Loan Officer Assistant
56Home Loans
10.2022 - Current
Mortgage Loan Underwriter
Citywide Home Loans
10.2020 - 05.2022
Loan Officer
Advanced Funding Home Mortgage Loans
10.2018 - 10.2020
No Degree - Project Management
Utah Valley University
No Degree - Culinary Arts
Park City Culinary Institute
No Degree - English Grammar & Style
University of Queensland
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