Kristin Gallagher
San Clemente,CA
Summary
Strategic Mortgage Professional looking to combine previous sales experience with current industry knowledge. Strong background in assessing and evaluating risks with keen eye for product and pricing. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Strong negotiation skills and dedicated to staying up-to-date with new mortgage market trends.
Overview
21
21
years of professional experience
Work History
Underwriter 1 / Sr. Account Manager
A & D Mortgage, LLC
08.2020 - Current
- Coordinated efforts across teams to ensure seamless delivery of loan products and services to clients.
- Leveraged industry knowledge to provide expert guidance on pricing, promotions, and product offerings for clients' specific needs.
- Mentored junior account management professionals to develop skills and increase company revenue.
- Contributed to team objectives in fast-paced environment.
- Fostered lasting relationships with customers through effective communication and quick response, resulting in long-term loyalty and expanded client base.
- Stayed current on company offerings and mortgage industry trends.
Mortgage Loan Officer
Synergy Capital
10.2005 - 12.2007
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Managed diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
- Conducted thorough credit analysis to minimize risk exposure for the financial institution.
- Negotiated favorable loan terms with borrowers, increasing overall profitability for the company.
- Assessed borrowers' financial situations to determine appropriate mortgage products and loan structure.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Explained different types of loans pertaining to client situations.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Enhanced client retention by providing outstanding service throughout mortgage process, from pre-approval to closing.
Mortgage Loan Officer
First Direct Mortgage
02.2003 - 01.2005
Education
Long Beach State University
Long Beach, CASaddleback College
Mission Viejo, CA Skills
- Goals and Performance
- Excellent Negotiation Skills
- Sales Expertise
- Client retention
- Account growth
- Account Development
- Sales Development
- Networking Skills
- Relationship Building
- Business Development
Timeline
Underwriter 1 / Sr. Account Manager
A & D Mortgage, LLC
08.2020 - Current
Mortgage Loan Officer
Synergy Capital
10.2005 - 12.2007
Mortgage Loan Officer
First Direct Mortgage
02.2003 - 01.2005
Long Beach State University
Saddleback College
Similar Profiles
Kimberlie PriserKimberlie Priser
Senior Loan Processor at Acrisure Mortgage, LLC Fka FBC Mortgage, LLCSenior Loan Processor at Acrisure Mortgage, LLC Fka FBC Mortgage, LLC
Rashelle ShepardRashelle Shepard
Producing Branch Manager at Guild Mortgage, LLC (Inlanta Mortgage)Producing Branch Manager at Guild Mortgage, LLC (Inlanta Mortgage)
Monique OpetMonique Opet
Senior Loan Processor II (Remote) at Lennar Mortgage,LLC Fka Eagle Home MortgageSenior Loan Processor II (Remote) at Lennar Mortgage,LLC Fka Eagle Home Mortgage
Molly FloresMolly Flores
Case Manager at City of La Habra Ready/ S.E.T. OCCase Manager at City of La Habra Ready/ S.E.T. OC
MARISOL M MEDINAMARISOL M MEDINA
Mobile Expert at Metro by T-mobileMobile Expert at Metro by T-mobile