Summary
Overview
Work History
Education
Skills
Affiliations
References
Timeline
Generic

Kristine Stone

Shawnee

Summary

Executive Underwriter known for high productivity and efficiency in task completion. Possess specialized skills in risk assessment, policy development, and pricing to ensure sound underwriting decisions. Excel in negotiation, critical thinking, and communication, leveraging these soft skills to navigate complex scenarios to deliver profitable results.

Overview

37
37
years of professional experience

Work History

Executive Underwriter

Hudson Insurance Group
Kansas City
08.2004 - Current

Manage a book of new and renewal accounts for professional liability risks.

Account exposures include Technology, Technology/Cyber, Miscellaneous, Miscellaneous/Cyber, Manufacturers, Manufacturers/Cyber, Media, and Insurance Agents, which can also include first-party Cyber and excess.

My book of business primarily contains mid-sized to large, difficult accounts, with higher limits. These accounts have to be assessed and analyzed from a variety of sources, such as completed applications, financial statements, loss experience reports, security reports, contracts, and website reviews.

Other services related to the position:

  • Providing breakdowns of coverage grants in policies to brokers and agents.
  • Negotiate pricing, limits, and retentions for individual accounts.
  • Manage workflow processes within the assigned territory and assigned brokers.
  • Maintain relationships with key external contacts, such as brokers, agents, and other business partners.
  • Perform quality assurance checks on all documents prior to release.
  • Respond to customer questions in a timely manner by providing prompt feedback.
  • Take courses and read current and relevant articles to stay abreast of the fast-changing exposures.
  • Attend professional conferences for a similar reason.

Underwriter

Media/Professional
Kansas City
02.1999 - 08.2004

Selected for a team that underwrote specifically for a new form of coverage, cyber. I primarily wrote new business for the first year until renewals came around. Proceeded to manage the renewal book as the coverage evolved and changed, and continued to add new business to my book of business.

Underwriter

Media/Professional
Kansas City
03.1998 - 02.1999

Manage a book of new and renewal accounts for professional liability risks. Account exposures included miscellaneous professional liability, media liability, and technology liability.

Underwriter

E&O Professionals
Kansas City
01.1988 - 03.1998

Underwrote new and renewal business specific to insurance agents and brokers.

Education

High School Diploma -

Norfolk High School
Norfolk, NE
05-1983

Skills

  • Risk assessment
  • Coverage analysis
  • Financial analysis
  • Relationship management
  • Negotiation skills
  • Data analysis
  • Customer service
  • Workflow management
  • Problem solving
  • Contract review
  • Industry knowledge
  • Underwriting expertise
  • Highly organized

Affiliations

Love to travel, paddle board, bicycle, knit, air brush, assembling Legos, and playing with my dogs. I also garden and maintain a two acre yard.

References

References available upon request.

Timeline

Executive Underwriter

Hudson Insurance Group
08.2004 - Current

Underwriter

Media/Professional
02.1999 - 08.2004

Underwriter

Media/Professional
03.1998 - 02.1999

Underwriter

E&O Professionals
01.1988 - 03.1998

High School Diploma -

Norfolk High School