Summary
Overview
Work History
Education
Skills
LANGUAGES
Timeline
Generic

Krizia Bandy

Miami

Summary

Strategic and solutions-focused compliance executive with over a decade of experience in insurance regulatory affairs, licensing, and operational risk management. Proven ability to lead end-to-end compliance programs, manage complex state regulatory filings, and advise cross-functional partners on regulatory impacts. Deep expertise in P&C, PEI, and service contract licensing. Strong communicator with a record of building compliance frameworks and enhancing governance in rapidly evolving environments.

Overview

12
12
years of professional experience

Work History

Director, Licensing Compliance

Assurant
11.2019 - Current
  • Lead regulatory compliance oversight for agent, adjuster, and entity licensing across 50 states and territories.
  • Maintain robust licensing and appointment controls, ensuring filings meet complex DOI requirements.
  • Advise product, legal, and business teams on licensing obligations and state-specific rules.
  • Conduct gap analyses, respond to DOI inquiries, and ensure enterprise compliance with regulatory expectations.
  • Partner with IT to develop licensing system requirements and manage regulatory data workflows.
  • Forecast licensing expenses and manage compliance budget allocations.
  • Establish internal controls and KPIs for high-quality output and risk reduction.
  • Developed high-performing teams by providing mentorship, guidance, and opportunities for professional growth.

Manager, Compliance

Assurant
04.2019 - 10.2019
  • Managed team handling of intake, triage, and escalation of regulatory complaints.
  • Supported market conduct exams, data calls, and financial examinations.
  • Directed regulatory renewals and filings for service contract entities.
  • Collaborated with legal counsel on complex compliance matters, ensuring that the organization remained in good standing with regulators.
  • Managed a team of compliance professionals, providing guidance and support, and fostering an environment of collaboration and continuous learning.

Compliance Operations Specialist

Assurant
01.2017 - 03.2019
  • Develop, manage, and deliver on projects related to the integration/implementation of compliance efforts and initiatives. Sample projects worked on included: establishing an enterprise-wide framework for complaint management, completing research on import/export requirements.
  • Work directly with all levels of management within and outside of the compliance team to successfully deliver on each project.
  • Supported internal audits, OFAC and AML reviews, and cross-departmental compliance training.

Life and Investment Operations Manager

PA Group
08.2013 - 01.2017
  • Oversaw life and investment compliance operations, including due diligence and internal controls.
  • Designed and implemented enterprise-wide KYC training and SOPs.
  • Collaborated with legal and finance to launch new products within regulatory guardrails.
  • Supervised operations staff and kept employees compliant with company policies and procedures.

Education

MIB – Master of International Business -

Florida International University
01.2016

BA – International Relations & Asian Studies - undefined

Florida International University
01.2009

Skills

  • Insurance compliance expertise
  • Regulatory compliance filings
  • Risk assessment and management
  • Regulatory compliance monitoring
  • Project management expertise
  • Cross-functional teamwork
  • Staff training and development
  • Tools: PowerBI, Microsoft Office Suite

LANGUAGES

Spanish (Native)
Italian (Conversational)
Japanese (Basic)
French (Basic)

Timeline

Director, Licensing Compliance

Assurant
11.2019 - Current

Manager, Compliance

Assurant
04.2019 - 10.2019

Compliance Operations Specialist

Assurant
01.2017 - 03.2019

Life and Investment Operations Manager

PA Group
08.2013 - 01.2017

BA – International Relations & Asian Studies - undefined

Florida International University

MIB – Master of International Business -

Florida International University

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