KRIZIA PAGUIO RAYA
Pilar
Summary
Detail-oriented professional with extensive experience in loan processing and financial operations. Skilled at reviewing applications, ensuring compliance, and preparing accurate financial documentation. Consistently delivers high-quality results while managing diverse projects in fast-paced environments, supporting successful mortgage transactions.
Overview
5
5
years of professional experience
Work History
Loan Officer Assistant
COLONIAL MORTGAGE ADVISORS
08.2024 - 04.2026
- Reviewed and verified loan applications with accuracy and attention to detail.
- Ensured all files were complete and compliant with lending and company guidelines.
- Organized loan documents, ran credit reports, and calculated borrower income to streamline application processing.
- Prepared and sent pre-approval letters and fee sheets to clients, enhancing communication and client satisfaction.
- Created professional marketing flyers for realtor partners to support business development.
- Verified disclosure fees against Final Closing Disclosure (CD) to ensure accuracy and compliance at closing.
Virtual Assistant
KARTER SCHOOLS
01.2023 - 08.2024
- Managed student enrollment processes across five campuses.
- Managed documentation for student enrollment and disenrollment across five campuses, ensuring accuracy and completeness to support operational integrity.
- Created billing reports and maintained detailed transition records to streamline student financial tracking.
- Prepared and shared enrollment and revenue reports with stakeholders, facilitating informed decision-making.
- Oversaw financial operations including revenue monitoring, payroll analysis, and expense tracking.
Loan Officer Assistant
MATADOR LENDING
07.2023 - 12.2023
- Reviewed client documents, pulled credit reports, computed borrower income, and verified cost estimates for accuracy.
- Supported mortgage officers by coordinating documentation and communication during loan application process.
- Maintained compliance and ensured accuracy in documentation and client communications.
Loan Processing Assistant (Virtual Assistant)
JVM LENDING
02.2021 - 06.2022
- Established loan files and compiled client information for stateside team to facilitate processing.
- Developed client scenarios for loan quotations while ensuring accuracy in CRM records.
- Verified third-party information and coordinated large file uploads to streamline processing.
Education
BS - Hotel and Restaurant Management
Philippine Women's University
Balanga City, Bataan03-2002
Skills
- Mortgage Loan Processing
- Administrative Assistance
- Email and Calendar Management
- File Management
- Financial Reporting
- Financial calculations
- Attention to detail
- Document verification
- Problem solving
- Organizational skills
- Loan processing
- File processing
- Documentation review
- Multitasking capacity
- Lending software systems
- Application review
- Detailed Oriented
Websites
References
- Madeline Malinovsky, Mortgage Analyst, JVM Lending, mmalinovsky@jvmlending.com
- Terri Orts, VP of Operations, Karter Schools, terri@karterschools.com
Calendly
calendly.com/kriziaraya
Skills And Tools
Mortgage Loan Processing, Administrative Assistance, Client Communication , Email and Calendar Management, Financial Reporting,
Timeline
Loan Officer Assistant
COLONIAL MORTGAGE ADVISORS
08.2024 - 04.2026
Loan Officer Assistant
MATADOR LENDING
07.2023 - 12.2023
Virtual Assistant
KARTER SCHOOLS
01.2023 - 08.2024
Loan Processing Assistant (Virtual Assistant)
JVM LENDING
02.2021 - 06.2022
BS - Hotel and Restaurant Management
Philippine Women's University