Dawn Japhet
Edgewater
Summary
Self-starting professional with several years of diverse experience, including consumer, commercial and mortgage loans. Sales-oriented professional with initiative and knowledge to perform majority of loan processes without direct management support. Proven history of juggling multiple loans and priorities simultaneously with complete accuracy, efficiency and customer satisfaction.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Loan Officer Assistant
Cornerstone Mortgage LLC
02.2024 - Current
- Analyzed loan files and reviewed client income, assets and credit to verify compliance to specific underwriting criteria and input new loans into designated software.
- Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
- Analyzed financial information provided by applicants in order to determine eligibility for specific types of loans.
- Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
- Facilitated the collection of additional documentation required for loan approval.
- Input data into loan origination system accurately and timely.
- Provided support services to Loan Officers during client meetings as needed.
- Ensured accurate data entry of loan application information into system.
- Reviewed contracts for purchase transactions to ensure compliance with lender requirements.
- Compiled and verified financial documents necessary for loan processing.
- Attended training sessions as needed in order to stay abreast of industry regulations and standards.
- Managed loan application pipeline to ensure timely processing of all loans.
- Monitored loan progress from application to closing, keeping all parties informed.
Loan Officer Assistant
NewRez
Maitland
10.2014 - 02.2024
- Conducted preliminary loan interviews and gathered borrower information.
- Assisted in analyzing applicants' financial status, credit, and property evaluations.
- Interviewed loan applicants to obtain personal and financial data and assist in completing applications.
- Provided administrative support to loan officers, including scheduling and document management.
- Answered questions regarding loan status and process from customers, real estate agents, title companies.
- Assisted in preparing loan application packages for submission to underwriting.
- Identified and resolved issues that arose during the loan application process.
- Performed administrative tasks such as creating status reports on loans in progress, photocopying loan documents, printing daily mortgage rate sheets and answering phones.
- Generated estimates clients requested, sent pre-approval letters to agents and confirmed receipt of verification of employment documentation.
- Met with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.
- Processed requests for payoff statements from borrowers or third parties.
- Monitored loan progress from application to closing, keeping all parties informed.
- Attended training sessions as needed in order to stay abreast of industry regulations and standards.
- Reviewed contracts for purchase transactions to ensure compliance with lender requirements.
- Monitored purchase loans for due diligence, financed contingency and closing date expiration and tracked pipeline for refinances.
- Scanned and uploaded loan and related documents into system.
- Responded to inquiries from clients and lenders regarding loan status.
Education
High School Diploma -
Maynard Evans
Orlando, FLSkills
- Customer relations
- Personal data collection
- Data entry
- Credit analysis
- Document management
- Regulatory compliance
- Loan application management
- Pipeline tracking
- Mortgage banking
- Loan origination
- Documentation review
- Loan file review
- Mortgage loan processing
Certification
- NMLS #249829
Timeline
Loan Officer Assistant
Cornerstone Mortgage LLC
02.2024 - Current
Loan Officer Assistant
NewRez
10.2014 - 02.2024
High School Diploma -
Maynard Evans
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