KRUTI PARMAR

• Business Partnership & Financial Advisory:
• Ranked Top 40 performer on West Coast for building and sustaining strong business partner relationships; earned Signature Circle award for elite achievement
• Manage 100+ active client relationships and serve as trusted financial advisor by analyzing client financial profiles (debt-to-income, loan-to-value, credit assessment) to recommend tailored solutions aligned with financial wellness goals
• Identify strategic opportunities and communicate complex financial concepts to diverse audiences; consistently meet or exceed departmental performance targets
• Graduated From Leap Program: Selected individuals for KeyBank's Leadership Development Program designed to accelerate high-potential employees to senior leadership positions; demonstrates commitment to leadership and strategic thinking

Financial Analysis & Data-Driven Decision Making:

• Partner with branch leadership and cross-functional internal teams to analyze performance metrics and support strategic departmental planning
• Drive informed decisions by collecting, analyzing, and interpreting financial data to surface insights and opportunities
• Maintain compliance with operational, risk, and security procedures across all client interactions
• RECOGNITION: Elite Performer (2025)
• Top 40 West Coast Performer at KeyBank for sales, relationship-building, and financial outcomes
• Signature Circle Award for elite achievement and exceptional organizational contribution

• Forecasting & Strategic Financial Planning:
• Developed and maintained financial forecasts reflecting macroeconomic conditions and internal business strategies to support long-range planning and budget allocation decisions
• Partnered with business teams to build and analyze forecasts that aligned with organizational strategy and market dynamics
• Performed variance analysis to identify process improvements and inform strategic recommendations to senior management
• Financial Storytelling & Executive Communication:
• Compiled and analyzed complex financial data in Microsoft Excel to deliver monthly and quarterly financial reports including profitability analysis and forecast accuracy assessments
• Served as trusted financial advisor to business teams (lending, operations, planning) on loan structures, product profitability, and strategic initiatives
• Communicated financial analysis and recommendations to internal stakeholders with clarity and executive presence; translated complex financial narratives into data-driven stories
• Financial Analysis & Risk Management:
• Processed and assessed 200+ customer loan applications daily while maintaining 98%+ accuracy on financial calculations and credit risk assessments
• Analyzed product structures, customer strategies, and deal agreements from both strategic and financial perspective to support business decision-making
• Maintained deep product knowledge and educated 100+ customers weekly on product benefits; received Employee of the Month Award for consistently exceeding performance goals