Krystal M. Lesmes
Bowdon,GA
Summary
Detail oriented mortgage professional with 18+ years of experience. Hard-working and reliable highlproac punctual with team oriented mentality.
Overview
9
9
years of professional experience
Work History
Closing Analyst Assistant
LendUs
Lorain, Ohio
02.2021 - Current
- clear final underwriting and funding conditions
- Issue funding authorization to attorney once all conditions have been met
- Review and clear investor conditions for purchase
- Audited variety of critical financial documents for completeness and accuracy, noting and resolving deficiencies and errors.
- Validated and audited final signed documents in accordance with state, county and investor guidelines.
Mortgage Funder
Home Point Financial
Ann Arbor, MI
08.2020 - 11.2020
- Communicated with attorneys to ensure funds were requested in time for closing
- Reviewed loan files and updated to match current standards.
- Carried out pre-funding and funding functions for more than 300 cases per month
- carried out pre-funding and funding functions for more than 300 cases per month
- Monitored pipelines to track and log status of loans.
- Balanced wires for accuracy and requested funds from wire department
Post Closing Analyst
Reverse Mortgage Solutions, RMS
Hiram, Ga
04.2012 - 11.2013
- Received, stacked, Reviewed closing packages for accuracy
- Communicated with borrowers, attorney to get updated/corrected information if needed for purchase of loan created files for warehouse bank
Funder/Post Closer
AMERICA HOME KEY INC
Atlanta, Georgia
06.2010 - 11.2011
- Review closing docs for accuracy
- Clear final underwriting and funding conditions
- Issue funding authorization to attorney once all conditions have been met
- Review and clear investor conditions for purchase
Closer
Primary Capital Mortgage
Atlanta, Georgia
07.2009 - 05.2010
- Paperless company, prepared closing packages, emailed to attorney
- Reviewed and approved settlement statements
- Balanced wires for accuracy and ordered from funding department
- Made sure all funding conditions were satisfied prior to issuing funding number
- Uploaded all docs into Blitz Docs to complete file
Art Directors Assistant/Customer Service Associate
Pro Sports
Powder Springs, Georgia
08.2008 - 05.2009
- Data Entry
- Filing
- Answering Phones
- Assisting customers in retail store
- Completed orders for customers
- Assisted in all areas as needed
Processor / Broker coordinator
Pine State Mortgage
Atlanta, Georgia
05.2007 - 08.2007
- Received files from brokers
- Stacked files and input into system
- Ran DU, LP, CLOUT, requested VOD‘s, VOE’s and appraisal reviews
- Submitted completed files to underwriting
- Communicated with brokers to ensure receipt of conditions needed to clear loans for closing
Broker Coordinator/Closer/Post Closer
AmTrust Mortgage Corporation
Kennesaw, Georgia
04.2004 - 05.2007
- Received files from Brokers, input into processing system
- Communicated with brokers to organize and receive closing conditions
- Cleared underwriting and closing conditions, quality control audit
- Prepared closing packages, reviewed and approved settlement statements
- Pulled collateral, audited and shipped to warehouse bank
- Communicated with investors to expedite purchase of loans
Education
Etowah High School
05.1991
Skills
- Data entry
- Customer service
- Microsoft Excel
- EnCompass
- Verbal and Written Communication
Timeline
Closing Analyst Assistant
LendUs
02.2021 - Current
Mortgage Funder
Home Point Financial
08.2020 - 11.2020
Post Closing Analyst
Reverse Mortgage Solutions, RMS
04.2012 - 11.2013
Funder/Post Closer
AMERICA HOME KEY INC
06.2010 - 11.2011
Closer
Primary Capital Mortgage
07.2009 - 05.2010
Art Directors Assistant/Customer Service Associate
Pro Sports
08.2008 - 05.2009
Processor / Broker coordinator
Pine State Mortgage
05.2007 - 08.2007
Broker Coordinator/Closer/Post Closer
AmTrust Mortgage Corporation
04.2004 - 05.2007
Etowah High School
Similar Profiles
Jamalia CoxJamalia Cox
Final Docs Coordinator at LendUSFinal Docs Coordinator at LendUS
Jamalia CoxJamalia Cox
Final Docs Coordinator at LendUSFinal Docs Coordinator at LendUS
Donny D. LewisDonny D. Lewis
System Administrator at LendUsSystem Administrator at LendUs
Damien MoonDamien Moon
Lead Maintenance Technician at Pilgrims Pride JBSLead Maintenance Technician at Pilgrims Pride JBS
Ashley JonesAshley Jones
Operator at Honda LockOperator at Honda Lock