Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Awards
Timeline
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Kyrstle Nieto Ulhaq

Summary

With 15 years of experience, I am a forward-thinking Assistant Vice President of Operations at the forefront of the banking industry. My expertise lies in aligning systems with contemporary business requirements, regulatory standards, and evolving policies. My passion is the driving force behind my exceptional organizational prowess and advanced communication skills, which I employ to lead and manage teams in the fast-paced world of modern banking. My results-oriented approach is tailored to the latest industry demands, understanding of business initiatives, empathetic toward the member experience to recommend cutting-edge business solutions. Acknowledged for my role in cultivating a positive workplace culture and prioritizing leadership development, I am committed to nurturing high-performing, efficient, and empowered teams. My adeptness in crafting and executing strategic initiatives including incentive plans aligns perfectly with the financial industry's current demands. Furthermore, my interpersonal and people-oriented skills position me well to lead and inspire in today's evolving banking sector.

Overview

20
20
years of professional experience

Work History

AVP of Operations

AMOCO Federal Credit Union
10.2009 - Current
  • Increased company profits through performance optimization strategies and efficiency improvements.
  • Identified issues with production, workforce, and material sourcing and implemented successful solutions.
  • Supported Executive Team in reviewing, identifying and prioritizing strategic initiatives.
  • Applied excellent problem-solving, process development, and strategic implementation skills to lead and support all areas of operations.
  • Strategically coordinated operations according to objectives and capabilities, effectively allocating resources to meet demands
  • Set clear goals to monitor targets and offered real-time input on performance and motivation.
  • Identified opportunities to improve business process flows and productivity.
  • Improved employee satisfaction rating by realigning and enforcing policies.
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Supported project management team for optimal performance.

Branch Operations Specialist

JSC Federal Credit Union
10.2008 - 09.2009
  • Maintained friendly and professional customer interactions.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Performed monthly compliance checks.
  • Assessed employee performance and developed improvement plans.
  • Trained employees on proper procedures and strategies to improve productivity.
  • Completed daily Bank Secrecy Act reports.
  • Complied with regulatory guidelines and requirements.
  • Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Resolved various issues impacting sales management and business operations.

Retail Sales Manager

Nordstrom
01.2007 - 10.2008
  • Coached sales associates in product specifications, sales incentives, and selling techniques, significantly increasing customer satisfaction ratings.
  • Offered hands-on assistance to customers, assessing needs, and maintaining current knowledge of consumer preferences.
  • Trained team members in successful strategies to meet operational and sales targets.
  • Oversaw employee performance, corrected problems, and increased efficiency to maintain productivity targets.
  • Strengthened merchandising and promotional strategies to drive customer engagement and boost sales.
  • Mentored team members to enhance professional development and accountability in workplace.
  • Exceeded sales goals and accomplished business objectives by inspiring staff and promoting target products.
  • Achieved sales goals and service targets by cultivating and securing new customer relationships.

Retail Sales Associate

Estee Lauder
03.2004 - 01.2007
  • Established a strong understanding of product specifications, sales incentives, and selling techniques, significantly increasing customer satisfaction ratings.
  • Greeted customers and strive to uncover need to help make product recommendations and questions regarding their purchases.
  • Developed professional relationships with customers to increase loyalty, retention and rapport.
  • Offered hands-on assistance to customers, assessing needs, and maintaining current knowledge of consumer preferences.
  • Build a book of business as a successful strategy to meet operational and sales targets.
  • Facilitated high volumes of negotiable transactions, verifying cash drawer balance at end of each shift.

Education

Bachelor of Science - Business Administration And Management

University of Houston
Houston Texas
04.2026

Graduate CUNA Management School - Management School

Texas Christian University
Forth Worth, Texas
07.2022

Associate of Science - Business

College of The Mainland
Texas City, TX
12.2018

Skills

  • Cost Analysis and Savings
  • Capital Spending
  • Leadership Training
  • Profitability and Revenue Generation
  • Operations Oversight
  • Strategic Planning and Execution
  • Process Improvements
  • Performance Analysis
  • Business Forecasting
  • Business Growth Initiatives
  • Program Optimization
  • Teamwork and Collaboration

Accomplishments

  • Track record of driving referral-driven business growth with a consistent 20% increase in results.
  • Successfully implemented Incentive Plan, resulting in a remarkable 15% increase in team performance.
  • Spearheaded efforts to increase branch production by an impressive 25% within a year.
  • Pioneered the implementation of career mapping for employees, resulting in a substantial 30% increase in both employee retention and internal promotions.
  • Implemented an effective training plan that significantly improved staff proficiency.
  • Successfully introduced ITMs, reducing transaction times by 20% and enhancing branch efficiency.
  • Successfully introduced hybrid lending, leading to a 12% increase in lending activity.
  • Innovatively introduced hybrid lending, driving a notable 12% increase in lending activity.
  • Improved customer experience by installing Video Banking kiosks, resulting in a substantial 15% increase in remote service usage.
  • Successfully managed a network of 11 branches and led 12 direct reports, resulting in a significant 15% improvement in team collaboration and performance.
  • Delivered critical support to a call center, resulting in a noteworthy 25% increase in customer satisfaction scores.
  • Offered strong support to a team of 12 members responsible for Video Banking and eServices.
  • Played a pivotal role in the creation and development of the regional manager position.
  • Successfully implemented manager training initiatives, leading to a significant 15% increase in managerial effectiveness.
  • Proactively monitored deposit growth trends and offered strategic recommendations.
  • Actively fostered a collaborative culture by conducting biweekly calls, resulting in a notable increase in internal departmental cooperation.
  • Streamlined operations by automating teller transaction goals, service tracking, and service goals, resulting in enhanced teller efficiency.
  • Boosted team morale by introducing "Coffee Talk" sessions and organizing team outings.
  • Successfully introduced a manager workflow, leading to an impressive 30% increase in operational efficiency.

Languages

Arabic
Elementary
Urdu
Elementary
English
Native or Bilingual

Awards

  • Southwest CUNA Management school graduate
  • CUNA Council member
  • Elevate Leadership attendee
  • GEM award recipient
  • RISE award recipient
  • League City Chamber of Commerce leadership graduate
  • CU Lead graduate

Timeline

AVP of Operations

AMOCO Federal Credit Union
10.2009 - Current

Branch Operations Specialist

JSC Federal Credit Union
10.2008 - 09.2009

Retail Sales Manager

Nordstrom
01.2007 - 10.2008

Retail Sales Associate

Estee Lauder
03.2004 - 01.2007

Bachelor of Science - Business Administration And Management

University of Houston

Graduate CUNA Management School - Management School

Texas Christian University

Associate of Science - Business

College of The Mainland
Kyrstle Nieto Ulhaq