Lan Sparre
2659 Cherokee Hill Circle,Michigan
Summary
Dynamic Mortgage Closer with extensive experience at Citizens Bank, adept at credit analysis and ensuring compliance with Fair Housing regulations. Proven track record in enhancing client satisfaction through meticulous document reviews and effective communication. Strong mathematical skills complement a commitment to quality control, driving successful loan processing outcomes.
Overview
15
15
years of professional experience
Work History
Mortgage Closer
Self Employed Services
Oakland, MI
12.2020 - Current
- Collect supporting documents for the lender to process the borrower's loan application.
- Maintained organized records of all closing transactions and communications.
- Administered notarization of documents, ensuring compliance with legal standards and regulations.
- Assisted clients in understanding notarial processes and requirements, enhancing customer satisfaction.
- Conducted thorough reviews of each document presented, reducing errors and increasing client confidence in the process.
Financial Representative
Citizens Bank
Troy, MI
12.2018 - 03.2020
- Collected supporting documents from borrowers, such as income verification, credit reports, mortgage insurance documentation, and assets statements to process the loan application.
- Verified and reviewed loan application for accuracy and completeness.
- Conducted credit analysis to evaluate borrower’s eligibility according to the lending guidelines.
- Maintained compliance withFair Housing Regulations, and Truth, in Lending Act.
- Collaborated with underwriters to facilitate the loan approval process in a timely manner.
- Communicated with borrowers throughout the duration of the loan process by providing updates and gathering any additional information as needed to complete the loan closing.
Furniture Sales Associate
Michigan
Michigan
03.2011 - 12.2018
- Collect supporting documents for the lender to process the borrower's loan application.
- Maintained organized records of all closing transactions and communications.
- Administered notarization of documents, ensuring compliance with legal standards and regulations.
- Assisted clients in understanding notarial processes and requirements, enhancing customer satisfaction.
- Conducted thorough reviews of each document presented, reducing errors and increasing client confidence in the process.
Education
Bachelor of Science - Retail Marketing
Ferris State University
Big Rapids, MISkills
- Knowledge is loan origination process
- Familiar with underwriting standards, and Credit analysis techniques for risk assessment and quality control measures
- Strong math skills to calculate related to Loan process
- Understands pertinent regulations of FairHousing Law and TILA
Timeline
Mortgage Closer
Self Employed Services
12.2020 - Current
Financial Representative
Citizens Bank
12.2018 - 03.2020
Furniture Sales Associate
Michigan
03.2011 - 12.2018
Bachelor of Science - Retail Marketing
Ferris State University