Results-oriented banking professional with over 22 years of experience in retail and business banking, including 10+ years in commercial lending and 9 years in leadership roles. Proven track record of driving deposit and loan growth, coaching high-performing teams, and developing strategic client relationships with businesses generating up to $50MM in annual revenue. Adept at structuring complex credit solutions, enhancing client satisfaction, and growing wallet share through proactive, community-focused engagement. Recognized for empowering team members, building strong referral networks, and delivering results aligned with organizational goals. Committed to a merit-based, entrepreneurial culture with deep local market insight.