Larry Gailloux
Providence,RI
Summary
A dedicated professional with strong computer proficiency with a passion for multitasking and producing results under deadlines. Exceptional interpersonal skills with ability to influence behaviors through coaching and training. Goal driven with strong adherence to confidentialities in medical, business, financial and educational fields.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Mortgage Banker
Total Mortgage
03.2021 - 09.2024
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
- Assessed clients' financial data to determine loan suitability. By way of credit collection, credit interviewing and credit investigation.
- Explained entire mortgage loan process, including payment terms to borrower.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Developed and maintained relationships with local real estate agents.
Job Service Rep I
Department Of Unemployment Assistance
05.2021 - 09.2024
- Evaluate cases to ensure compliance with applicable rules, regulations and guidelines.
- Ability to gather and assemble items of information in accordance with established procedures through interviewing and by examining records and documents.
- Make determinations on eligibility for benefits in disputed claims after gathering necessary information through interviews. In accordance with Massachusetts Employment Security Law; and perform related work as required.
- Operated in dynamic, high-volume environments to provide skilled assistance to more than 50 customers each day
College Readiness Advisor
College Bound Dorchester
10.2017 - 06.2020
- Conduct counseling interviews with individual clients or groups of clients to guide them in their vocational pursuits and the rehabilitation recovery process.
- Develop partnerships and collaborations with internal and external service.
- Participate in all case management meetings, staff meetings and other required program/organization meetings/events.
- Helped clients with educational counseling and initial adjustment to university academic life and interpreted institutions policies and requirements.
- Conducted seminars, workshops, and educational presentations for enrichment opportunities for students.
Program Manager
Justice Resource Institute
01.2015 - 07.2017
- Communicated regularly with guardians of residents, answering questions and addressing concerns.
- Coordinated services, including various types of therapy for residents, ensuring attendance for scheduled appointments.
- Conducted daily inspections of building for security purposes and identified issues requiring immediate resolution.
- Facilitated floor meetings to discuss concerns, review complaints and convey information about policy changes.
- Analyze information from interviews, educational and medical records, consultation with other professionals, and diagnostic evaluations, in order to assess clients' abilities, needs, and eligibility for services.
Residential Behavior Specialist
Cove Residential
01.2008 - 01.2015
- Conducted training for educational staff to properly identify learning disabilities and remediation strategies.
- Evaluated ISP for compliance with state and federal requirements regulations and rectified non-compliance issues immediately.
- Adhered to established rules, ethical standards and codes of professional conduct conducive to positive learning atmosphere.
- Managed social casework load of 6 adults in care system, providing comprehensive, community-based care.
- Made appropriate referrals, monitored client services in appropriate time frames, sought supervisory guidance as required, documented services provided and completed departmental billing procedures.
Mortgage Loan Officer
The Mortgage Button
03.2002 - 01.2008
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
- Assessed clients' financial data to determine loan suitability. By way of credit collection, credit interviewing and credit investigation.
- Explained entire mortgage loan process, including payment terms to borrower.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Developed and maintained relationships with local real estate agents.
Loan Originator
Semper Home Loans
09.2024 - Current
- Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
- Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
- Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
- Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
Loan Originator
Semper Home Loans
09.2024 - Current
- Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
- Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
- Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
- Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
- Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.
Loan Originator
Semper Home Loans
09.2024 - Current
- Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
- Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
- Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
- Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
Education
Business Management
University Of Rhode Island
Kingston, RI1996
Skills
- Analytical skills
- Financial analysis aptitude
- Prospecting Clients
- Sales Goals
- Strategic decision-making
- Excellent oral and written communication
- Staff Management
- Documentation Proficiency
- Financial Assistance
Certification
- Para Professional Certification
- RI Contractor License
- Licensed Mortgage Loan Originator #891654
Timeline
Loan Originator
Semper Home Loans
09.2024 - Current
Loan Originator
Semper Home Loans
09.2024 - Current
Loan Originator
Semper Home Loans
09.2024 - Current
Job Service Rep I
Department Of Unemployment Assistance
05.2021 - 09.2024
Mortgage Banker
Total Mortgage
03.2021 - 09.2024
College Readiness Advisor
College Bound Dorchester
10.2017 - 06.2020
Program Manager
Justice Resource Institute
01.2015 - 07.2017
Residential Behavior Specialist
Cove Residential
01.2008 - 01.2015
Mortgage Loan Officer
The Mortgage Button
03.2002 - 01.2008
Business Management
University Of Rhode Island
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