Lashameyer Williams
Bossier City,LA
Summary
Detail-oriented commercial lender with a proven track record in credit analysis and risk assessment. Adept at developing tailored lending solutions while ensuring compliance and minimizing potential losses, ready to enhance portfolio performance.
Committed to streamlining loan processing and enhancing customer satisfaction through effective communication.
Thorough team contributor, experienced in handling numerous projects at once while ensuring accuracy. Effective at prioritizing tasks and meeting deadlines.
I am committed to making meaningful contributions and advancing organizational goals. I am hardworking, passionate towards my career and always prepared to help team achieve company goals.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Commercial Lender
OneMain Financial
Bossier City, LA
06.2021 - 12.2025
- Analyzed financial statements to assess creditworthiness of loan applicants.
- Developed tailored lending solutions based on client needs and financial goals.
- Managed loan documentation process, ensuring compliance with regulatory standards.
- Conducted risk assessments to mitigate potential losses and enhance portfolio performance.
- Provided excellent customer service by addressing client concerns promptly and professionally.
- Supported complete and accurate loan file documentation.
- Collaborated with underwriters and credit analysts to ensure accurate risk assessment of potential clients.
- Reduced delinquency rates through proactive monitoring of borrowers'' financial performance and open communication.
- Analyzed and underwrote requests for new loans and loan renewals.
- Processed loan applications and monitored progress from start to finish.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Compiled closing packages for drafting and presentation accuracy.
- Negotiated loan terms and conditions with customers to secure best deal.
- Assisted customers with completing loan applications and other paperwork.
Loan Specialist
First Heritage Credit
Bossier City, LA
01.2015 - 12.2019
- Facilitated loan origination process by gathering necessary documentation and conducting thorough assessments.
- Advised clients on suitable loan products, ensuring alignment with financial goals and needs.
- Streamlined application processing procedures, enhancing turnaround time for approvals and improving customer satisfaction.
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
- Examined customer loan applications for loan approvals and denials.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Conducted thorough credit analysis to minimize risk exposure for the financial institution.
- Improved loan processing efficiency by streamlining application procedures and documentation requirements.
- Negotiated favorable loan terms with borrowers, increasing overall profitability for the company.
- Collaborated with underwriting team to expedite loan approvals, meeting customer expectations for quick service.
- Monitored loan repayments and followed up on delinquent accounts, minimizing non-performing assets.
- Initiated outreach efforts to underserved communities, expanding bank's customer base.
- Maintained compliance with all regulatory requirements, preventing any legal or financial penalties for institution.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Education
High School Diploma -
Penn Foster Accredited College
Bossier City, LA10-2016
Skills
- Loan structuring
- Credit analyst
- Collateral evaluation
- Teamwork and collaboration
- Time management
- Attention to detail
- Reliability
- Excellent communication
- Adaptability and flexibility
- Cash handling
- Loan servicing
- Microsoft office
- Computer literacy
- Loan processing
Certification
- Certified Licensure of the Louisiana Department of Insurance
Timeline
Commercial Lender
OneMain Financial
06.2021 - 12.2025
Loan Specialist
First Heritage Credit
01.2015 - 12.2019
High School Diploma -
Penn Foster Accredited College