Work Preference
Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
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LaTonya Henderson
Open To Work

LaTonya Henderson

Lead Risk Analyst
Frisco,TX

Work Preference

Job Search Status

Open to work
Desired start date: Open to discussion

Desired Job Title

Risk Analyst - KYB/KYCAML InvestigatorCredit Risk AnalystEscrow OfficerCredit Analyst

Work Type

Full Time

Location Preference

RemoteHybrid
Location: Frisco, TX, USDallas, TX
Open to relocation: Yes

Salary Range

$70000/yr - $100000/yr

Important To Me

Career advancementWork-life balanceCompany CultureFlexible work hoursPersonal development programsPaid sick leavePaid time offWork from home optionStock Options / Equity / Profit Sharing

Summary

Risk analyst specializing in KYC/KYB and AML compliance. Improved risk evaluation processes through detailed analyses and collaboration across departments, enhancing detection capabilities. Developed effective risk scoring models and ensured adherence to evolving regulations, facilitating proactive risk management.

Overview

19
19
years of professional experience
2
2
Certification

Work History

Risk Analyst - KYB/KYC

Intuit
Plano, TX
05.2025 - Current
  • Conducted KYC/KYB due diligence and enhanced reviews, improving evaluation of customer and merchant risk levels.
  • Analyzed corporate structures and ownership hierarchies to determine comprehensive risk profiles.
  • Performed sanctions, PEP screening, and adverse media checks using industry-standard tools.
  • Evaluated and escalated high-risk clients or unusual activities to compliance officers.
  • Collaborated with onboarding, fraud, and legal teams to streamline due diligence processes, reducing review time and increasing compliance accuracy.
  • Assisted in developing and updating risk scoring models and customer ratings, improving risk assessment consistency for KYC/KYB.
  • Maintained accurate audit trails of decisions, reviews, and investigations for compliance transparency.
  • Monitored regulatory changes and best practices in AML/KYC compliance.
  • Utilized risk management software to track and report findings effectively.

AML Investigator

Capital One
04.2024 - 05.2025
  • Conducted in-depth investigations of financial crimes to ensure compliance with regulatory acts and prepared Suspicious Activity Reports (SAR) to address evolving trends and typologies.
  • Conducted thorough investigations of suspicious financial activities to uncover patterns and support compliance efforts.
  • Analyzed transaction patterns to identify and assess potential money laundering risks, enhancing detection capabilities.
  • Managed Fraud Model Risk by collaborating with cross-functional teams to analyze complex data, investigate cyber fraud cases, and recommend actions to mitigate financial and reputational risks.
  • Communicated risks and proposed improvements to stakeholders by identifying process gaps and refining detection methods with technical and business teams.
  • Provided guidance on complex regulatory issues related to Anti-Money Laundering and Know Your Customer.
  • Interpreted federal laws relating to Bank Secrecy Act, FinCEN Regulations, USA PATRIOT Act, OFAC Sanctions Listing Compliance Program Requirements.
  • Maintained fraud analysis models to optimize functionality of company systems and support proactive risk management.

Credit Risk Analyst

Zillow Group
Coppell
02.2020 - 08.2023
  • Conducted in-depth financial analysis to evaluate creditworthiness through financial statements and credit reports.
  • Analyzed credit risk data to assess loan eligibility and compliance.
  • Collaborated with stakeholders to convey credit decisions, policies, and risk assessments effectively.
  • Collaborated with cross-functional teams to streamline credit evaluation processes.
  • Drafted policies and procedures to mitigate risks related to new products and services.
  • Managed funding operations to ensure regulatory compliance and adherence to Service Level Agreements (SLAs).
  • Verified and executed wire transfers and disbursements, mitigating potential financial crimes.

Escrow Officer

Fair Texas Title
McKinney
03.2018 - 01.2020
  • Ensured all documentation adhered to legal and financial standards, contributing to successful and timely closings.
  • Verified pre-closing information against purchase contracts, mitigating risk of wire fraud.
  • Collaborated with service providers to streamline transaction processes and uphold regulatory compliance.
  • Analyzed refunds and credits, conducted audits, and managed reimbursements, ensuring record accuracy and resolving discrepancies.

Credit Analyst

Wells Fargo
03.2012 - 01.2020
  • Analyzed financial statements to evaluate creditworthiness and debt servicing capability, preparing and presenting credit summaries with insights and recommendations.
  • Utilized advanced analytics techniques to synthesize and aggregate data, improving clarity of credit risk profiles.
  • Conducted continuous monitoring and periodic reviews of retail credit risks, informing strategic risk management decisions.
  • Reviewed credit, loan, and collateral files for accuracy, notifying loan officers of discrepancies to support credit risk management.

Mortgage Loan Coordinator

First American
06.2007 - 03.2012
  • Enhanced regulatory compliance through strategic process changes that aligned with industry standards.
  • Facilitated adoption of tools that strengthened compliance and optimized operational processes.
  • Recommended and implemented process improvements that streamlined workflows.

Education

CAFP - Certified Financial Crime Specialist

Coursera
Dallas, TX
05-2024

CAMS - Certified Anti-Money Laundering Specialist

Coursera
Dallas, TX
01-2020

Business Management - Business Management

Lubbock Christian University
Lubbock, TX

Skills

  • KYC compliance
  • AML compliance
  • Fraud detection
  • Risk assessment
  • Regulatory knowledge
  • Risk mitigation
  • Compliance monitoring
  • Risk modeling
  • Operational risk
  • SQL proficiency
  • SAS analytics
  • Tableau visualization
  • Data interpretation
  • Analytical skills
  • Cross-functional collaboration
  • Stakeholder engagement
  • Attention to detail
  • Critical thinking
  • Interpersonal skills
  • Financial risk management
  • AML specialist

Websites

Certification

  • CAMS, ACAMS, 2024
  • Project Management Certification, Coursera
  • Data Analytics, Coursera
  • Microsoft Office Specialist
  • CSR Certification

Timeline

Risk Analyst - KYB/KYC

Intuit
05.2025 - Current

AML Investigator

Capital One
04.2024 - 05.2025

Credit Risk Analyst

Zillow Group
02.2020 - 08.2023

Escrow Officer

Fair Texas Title
03.2018 - 01.2020

Credit Analyst

Wells Fargo
03.2012 - 01.2020

Mortgage Loan Coordinator

First American
06.2007 - 03.2012

CAFP - Certified Financial Crime Specialist

Coursera

CAMS - Certified Anti-Money Laundering Specialist

Coursera

Business Management - Business Management

Lubbock Christian University

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LaTonya HendersonLead Risk Analyst