Summary
Overview
Work History
Education
Skills
Timeline
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Laura Carl

Spokane,WA

Summary

Highly experienced mortgage loan professional with almost 17 years experience in home mortgage. Dynamic communicator who consistently exceeds manager expectations and who always goes beyond the job description to get the job done. An experienced people person that has exceptional time management and organizational skills. Can learn quickly and comes highly recommended as an asset to the organization.

Overview

11
11
years of professional experience

Work History

Team Lead

Q Home Loans
Spokane, WA
03.2020 - Current
  • As Team Lead, I help facilitate and/or delegate duties performed by each team member. I also help facilitate any customer service issues.
  • Some of my duties are in line with being a loan officer's assistant, but I'm also helping to push our pipeline to insure we have zero missed closing dates.
  • I often help my loan officer on the front end by pre-approving potential borrowers with the following:
  • I help to create and complete loan applications, income calculations, asset review.
  • I help to select proper loan programs to fit our applications and help with secondary marketing (interest rate selection).
  • I have the ability to approve or not approve loan applications that come through, then there is follow through with calls to the realtor associated with the application to let them know the result of said application.
  • Keeps our leads and files organized.

Mortgage Team Loan Officer Assitant

Primelending A Plainscapital Company
Spokane , WA
12.2018 - 02.2020
  • Help to create and complete loan applications, income calculations, asset review.
  • Help select the proper loan programs to fit the application and helps with secondary marketing (interest rate selection).
  • Have the ability to approve or not approve the loan applications that come through. Follows through with a call the realtor associated with the application to let them know the result of said application.
  • Keeps our leads and files organized.

Mortgage Loan Coordinator/Pre-Processing

Primelending A Plainscapital Company
Spokane , WA
05.2011 - 12.2018
  • Mortgage loan set-up using our PrimePath mortgage system, reads sales contracts and helps to set up the file accordingly.
  • Calls clients to set up appointments to meet with the loan officer and send out initial list of conditions needed from the borrower per the program guidelines.
  • Ordered title insurance, opened escrow, ordered appraisals and homeowners insurance binders.
  • Reviewed and packaged files to be ready for processing review.
  • Gathered any other outstanding conditions requested by processing and then underwriting.
  • Helped to push files to closing so clients can sign final loan paperwork and obtain their dream home.
  • Helped with post-closing or audit conditions.

Education

Business

Spokane Falls Community College
Spokane, WA

Bachelor of Arts - Business

Whitworth University
Spokane, WA
06.2021

Skills

Time Management

Highly organized

Outstanding communication skills

Enjoys talking to people

Ability to learn quickly and efficiently

Highly responsible and dependable employee

Highly professional

Timeline

Team Lead

Q Home Loans
03.2020 - Current

Mortgage Team Loan Officer Assitant

Primelending A Plainscapital Company
12.2018 - 02.2020

Mortgage Loan Coordinator/Pre-Processing

Primelending A Plainscapital Company
05.2011 - 12.2018

Business

Spokane Falls Community College

Bachelor of Arts - Business

Whitworth University

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Laura Carl