Laura Hernandez
Freeport,NY
Summary
Dynamic underwriter with extensive experience in risk assessment, financial analysis, and policy compliance. Proven ability to enhance underwriting practices and provide targeted recommendations for tailored insurance coverage.
Overview
24
24
years of professional experience
1
1
Certification
Work History
Underwriter
Fairmont Insurance Brokers
Brooklyn, NY
09.2003 - Current
- Underwrote, managed and serviced profitable book of business.
- Underwrote renewals by reviewing premium history, claims history and company financial condition to determine action.
- Evaluated insurance applications for risk assessment and underwriting decisions.
- Determined acceptable risk levels by evaluating applications for coverage and loss control reports.
- Analyzed financial documents to determine policy eligibility and coverage levels.
- Reviewed claims history to enhance underwriting practices and reduce risk exposure.
- Provided targeted recommendations for risk management and tailored insurance coverage.
- Communicated policy terms clearly to clients, ensuring understanding of coverage details.
- Ensured all underwriting activities complied with company policies and external regulations.
Legal Assistant
grace trotman law office
Brooklyn, NY
07.2002 - 09.2003
- Provided comprehensive administrative support to attorneys by coordinating calendars, scheduling appointments, organizing files, preparing correspondence, filing court documents, and obtaining necessary signatures.
- Managed scheduling of appointments, meetings, and court dates to optimize attorney time and client service.
- Organized and maintained case files and legal records to ensure easy access and compliance.
- Communicated with clients to gather information and provide updates.
- Maintained client confidentiality in all matters.
- Proofread drafts of legal documents for accuracy in grammar and punctuation.
- Managed office scheduling and kept accurate notes on deadlines, motions, and other dates.
- Handled telephone calls, meeting plans and conference organization requirements.
Education
Associate Insurance - Insurance And Risk Management
The Institute
Online01-2013
Skills
- Underwriting practices
- Risk assessment
- Risk management
- Financial analysis
- Insurance regulations
- Policy compliance
- Claims evaluation
Certification
- P & C Brokers License
Timeline
Underwriter
Fairmont Insurance Brokers
09.2003 - Current
Legal Assistant
grace trotman law office
07.2002 - 09.2003
Associate Insurance - Insurance And Risk Management
The Institute