Laurel Vaughn
Durant,OK
Summary
I am a knowledgeable Lending Professional bringing over 14 years of experience in banking and customer service positions. Highly skilled in working well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer.
Overview
15
15
years of professional experience
Work History
Loan Documentation Specialist - Consumer
First United Bank & Trust
Durant, OK
05.2022 - Current
- Prepare Consumer Real Estate Loan Documents.
- Prepare Early Disclosures.
- Ensure all aspects of the loan file are in accordance with bank policies/Fed Reg.
- Decision Pro Customer Support for all Community Branches.
Mortgage Loan Processor (Remote)
Cornerstone Home Lending, Inc.
Dallas, TX
10.2020 - 04.2022
- Reviewed and verified borrowers' income, credit reports, property appraisals, and supplemental information to prepare documents for underwriting.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Checked applicant credit, personal references and employment histories.
- Prepare Early Disclosures.
- Managed conditions sent from underwriting departments.
- Schedule Closing with Title Company.
- Communicated with customers via telephone to answer questions, process transactions and resolve issues.
Commerical Lending Assistant
Prosperity Bank
Keller, TX
12.2017 - 10.2020
- Prepare loan files for submission to Central Doc.
- Order Appraisals, Title Work and supporting documents.
- Review Loan Documents for accuracy.
- Fund Loans for Closing.
- Communicate with title company and borrowers to coordinate closing.
- Loan Maintenance.
- Worked Exceptions.
Commercial Lending Assistant
Legacy Texas Bank
Fort Worth, TX
06.2017 - 12.2017
- Prepare loan files for submission to Central Doc.
- Order Appraisals, Title Work and supporting documents.
- Review Loan Documents for accuracy.
- Fund Loans for Closing.
- Communicate with title company to schedule closing.
- Loan Maintenance.
Loan Document Specialist
First United Bank
Durant, OK
09.2008 - 06.2017
- Prepare Consumer/Commercial Real Estate Loan Documents for OK Market.
- Prepare Early Disclosures for OK/TX.
- Underwrite Consumer/Commercial Real Estate files for OK/TX.
- Ensure all aspects of file are in accordance with bank policies/Federal Reg.
- Train new employees.
- Laser Pro Administrator.
Consumer Loan Assistant/Closer
First United Bank
Oklahoma City, OK
08.2014 - 09.2015
- Process File from Application to Closing.
- Prepare Early Disclosures and Loan Documents.
- Schedule closings with Title Company.
- Communicate with customers status of loan file.
- Submit loan files for upload and imaging.
- Fund loans.
Education
Music Business
Southeastern Oklahoma State University
Durant, OKSkills
- Loan Origination and Underwriting
- Reviewing financial paperwork
- Processing documents
- Verifying information
- Preparing applications
- Proficient in Microsoft Office, Laser Pro, Jack Henry, Loan Soft, Credit Plus
- Customer Service Oriented
Timeline
Loan Documentation Specialist - Consumer
First United Bank & Trust
05.2022 - Current
Mortgage Loan Processor (Remote)
Cornerstone Home Lending, Inc.
10.2020 - 04.2022
Commerical Lending Assistant
Prosperity Bank
12.2017 - 10.2020
Commercial Lending Assistant
Legacy Texas Bank
06.2017 - 12.2017
Consumer Loan Assistant/Closer
First United Bank
08.2014 - 09.2015
Loan Document Specialist
First United Bank
09.2008 - 06.2017
Music Business
Southeastern Oklahoma State University