Leslie A Davis
Summary
Dynamic and results-driven professional with extensive experience in residential mortgage underwritng, excelling in risk evaluation and team leadership. Proven track record in enhancing underwriting processes and ensuring compliance. Adept at problem-solving and fostering collaboration, leveraging meticulous observation skills to drive efficiency and accuracy in financial assessments.
Overview
14
14
years of professional experience
Work History
Bookkeeper
AMDG Development
Remote
10.2023 - Current
- Prepare financial reports and statements, bank reconciliations, and conduct cyclical audits
- Prepare tax documents
- Compiled and analyze financial statements
- AR, AP, Payroll and general accounting
Underwriting Manager and Underwriter
Caliber Home Loans
Remote
09.2019 - 08.2023
- Managed a team of underwriters to ensure accurate and timely processing of applications.
- Participated in meetings with senior management team to discuss regional goals and objectives.
- Prepared detailed written summaries of findings from underwriting reviews.
- Monitored underwriters' performance against established standards of quality assurance.
- Created reports to track production results and recommend process improvements.
- Resolved complex credit issues by researching relevant documents or consulting with legal counsel.
Senior Mortgage Underwriter
Prime Mortgage
Remote
10.2014 - 09.2019
- Analyzed and evaluated loan applications to determine creditworthiness of potential borrowers.
- Reviewed borrower's financial documents such as income statements, tax returns, bank statements, and other relevant information.
- Verified employment history and reviewed appraisals for accuracy.
- Provided guidance and assistance to junior underwriters in their daily tasks.
- Performed quality assurance checks on all loan packages prior to submission to lenders.
Senior Mortgage Loan Processor
BB&T Bank
Wilson, NC
05.2011 - 09.2014
- Reviewed and verified loan applications for accuracy, completeness, and compliance with underwriting guidelines.
- Assisted in the preparation of closing documents including final title policies, deeds, and other related items.
- Coordinated with lenders, title companies, appraisers, and attorneys to ensure timely completion of all transactions.
- Provided guidance to junior processors regarding processing procedures.
- Resolved any discrepancies or issues that arose during the loan process.
- Verified accuracy of data entered into automated underwriting systems such as Fannie Mae DU, LP or Freddie Mac LP, DO.
Education
Bachelor of Science - Accounting and Finance
University of South Florida
Tampa, FLSkills
- Risk Evaluation
- Strong Verbal Skills
- Problem-solving
- Appraisal review
- Meticulous Observation Skills
- Teamwork and collaboration
- Effective Time Management
- Encompass
- DE and Chums
Timeline
Bookkeeper
AMDG Development
10.2023 - Current
Underwriting Manager and Underwriter
Caliber Home Loans
09.2019 - 08.2023
Senior Mortgage Underwriter
Prime Mortgage
10.2014 - 09.2019
Senior Mortgage Loan Processor
BB&T Bank
05.2011 - 09.2014
Bachelor of Science - Accounting and Finance
University of South Florida
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