Lincoln Frohlich
Bismarck,ND
Summary
Analytical and adaptable Loan Officer with experience in credit evaluation and market analysis. Expertise in negotiating terms and executing transactions effectively. Prepared to leverage insights to drive financial success and enhance client relationships.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Loan Officer
Horizon Financial Bank
Bismarck, North Dakota
05.2025 - Current
- Evaluated agricultural, commercial, and consumer credit histories to determine loan eligibility for potential borrowers.
- Communicated loan terms and conditions clearly to clients throughout the process.
- Negotiated terms and conditions of loan contracts.
Grain Originator intern
CHS Inc.
Bismarck, North Dakota
05.2024 - 08.2024
- Analyzed market trends to inform trading decisions and strategies.
- Executed buy and sell orders in real-time market environments.
- Collaborated with team members to share insights and trading ideas.
- Utilized trading software for tracking positions and managing risk.
Construction Surveyor
NDPSC Abandoned Mine Lands
Bismarck, North Dakota
05.2023 - 08.2023
- Ensured compliance with safety regulations during surveying activities.
- Prepared detailed reports documenting survey findings and recommendations.
- Communicated effectively with stakeholders regarding project updates and requirements.
- Maintained accurate records throughout the duration of each project.
Education
Bachelor of Science - Agricultural Economics
North Dakota State University
Fargo, ND05-2025
Skills
- Market analysis
- Credit evaluation
- Negotiation techniques
- Financial reporting
- Effective communication
- Risk assessment
Certification
Bloomberg Market Concepts Certification
Timeline
Loan Officer
Horizon Financial Bank
05.2025 - Current
Grain Originator intern
CHS Inc.
05.2024 - 08.2024
Construction Surveyor
NDPSC Abandoned Mine Lands
05.2023 - 08.2023
Bachelor of Science - Agricultural Economics
North Dakota State University