Linda Borie
Langhorne,PA
Summary
Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels. Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
Freedom Mortgage Corporation
09.2023 - Current
- Worked with underwriters to fix application problems and resolve issues.
- Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
- Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
- Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
Underwriter
Newrez/Caliber
12.2015 - 12.2022
- Supported review and acceptance or denial of new or renewal business.
- Determined and documented loan conditions and communicated requirements and decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
Underwriter
American Heritage Credit Union
11.2014 - 12.2015
- Supported review and acceptance or denial of new or renewal business.
- Determined and documented loan conditions and communicated requirements and decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
Underwriter
REMN
05.2014 - 11.2014
- Supported review and acceptance or denial of new or renewal business.
- Determined and documented loan conditions and communicated requirements and decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
Underwriter
Integrated Mortgage
05.2010 - 12.2013
- Supported review and acceptance or denial of new or renewal business.
- Determined and documented loan conditions and communicated requirements and decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
Underwriter
Wells Fargo
06.2010 - 07.2013
- Supported review and acceptance or denial of new or renewal business.
- Determined and documented loan conditions and communicated requirements and decisions.
Education
High School Diploma -
Chaffey High
06.1984
Skills
- Risk Management
- Property Appraisals
- Quality Assurance
- Coverage Determination
- Data Analysis
- Time Management
- Quality Control
- Loss Protection
- Loan Approval and Denial
- Freddie Mac and Fannie Mae Compliance
- Government Standards
- Automated Underwriting Systems
- Government Lending
- Underwriting Understanding
- Loan structuring
- Pipeline Management
- Underwriting guidelines
- Residential mortgage lending regulations
- Underwriting knowledge
Accomplishments
- Earned designations as FHA underwriter
Certification
- [Area of expertise] License FHA CHUMS
Timeline
Mortgage Loan Originator
Freedom Mortgage Corporation
09.2023 - Current
Underwriter
Newrez/Caliber
12.2015 - 12.2022
Underwriter
American Heritage Credit Union
11.2014 - 12.2015
Underwriter
REMN
05.2014 - 11.2014
Underwriter
Wells Fargo
06.2010 - 07.2013
Underwriter
Integrated Mortgage
05.2010 - 12.2013
High School Diploma -
Chaffey High
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