Linda Jacobs Levardo
La Mesa
Summary
Dynamic Product Development Manager with extensive experience at Sierra Pacific Mortgage Company, excelling in product lifecycle management and cross-functional collaboration. Proven track record in training development and policy writing, enhancing operational efficiency and compliance. Adept at risk assessment and investor relations, driving successful product launches and stakeholder engagement.
Overview
16
16
years of professional experience
Work History
Product Development Manager
Sierra Pacific Mortgage Company
Folsom
03.2013 - 05.2025
- Product Project Manager for all product releases (including new, updated, and enhanced products), coordinating the partnership with all stakeholders. Product includes FHLMC Direct, GNMA (FHA, VA, USDA), Jumbo QM, Jumbo Non-QM, Jumbo AUS products, and various state HFAs (approx. 30).
- Review investor programs, guidelines, and selling manuals to ensure capture, delivery, pricing, and selling requirements for new products.
- Coordinate functions and processes to launch products and programs.
- Develop and facilitate training on new products or updates.
- Maintain and update the SPM AllRegs Lending Library.
- Act as an Investor/Agency Liaison.
- Monitor releases from FNMA, FHLMC, FHA, VA, and USDA for impact and coordination with stakeholders.
- Communicate company-wide GSE, Agency, and Investor updates to guidelines, policies, and/or regulations.
- Support Corporate Operations regarding credit risk, underwriting, LOS systems, product guide clarification, scenario review, and exception requests.
- Review and analyze QC findings, investor findings, and/or market conditions, and make recommendations.
- Develop policies and procedures with National Operations and Compliance.
- Assist the QC manager and support QC reviews and mitigations.
- Troubleshoot and mitigate loan purchase deficiencies for investors, GSEs, and agencies.
- Represent SPM at various GSE/Agency lender conferences.
- Represented SPMC as member of the FHLMC Credit Advisory Board and subcommittees.
National Training Manager
First Guaranty Mortgage Corp
Frederick
05.2012 - 02.2013
- Developed product (FHA/VA) training and facilitated training sessions
- Developed new underwriting training and facilitated training sessions
- Responded to agency deficiency reports
- Reviewed agency updates and distributed information to relevant stakeholders
- Supervisory SAR for SAR Training Program
- Provide support to the Legal and Compliance Departments
- Provided guidance for VA/FHA lending authority
- Underwrote Jumbo Conventional, High Balance FHA, Jumbo VA, USDA loans
- Conducted second-level reviews for VA overflow and all VA escalations.
Independent Contractor
ALL REGS
Minneapolis
01.2012 - 10.2012
- Designed and delivered Intermediate FHA training programs for diverse audiences.
- Facilitated multiple All Regs training courses to enhance participant understanding.
Manager of Operations
Federal Deposit Insurance Corporation, FDIC
San Diego
01.2012 - 02.2012
- Facilitated FDIC in closing Lending Department operations.
- Manager Operations/ Insuring/Guaranty Department efficiently
- Re-underwrote Conventional, FHA, and VA loans to maintain investor eligibility for securitization.
- Executed transfer of servicing to GNMA.
- Terminated all agency relationships with HSOA.
National Credit Analyst
Home Savings of America
San Diego
03.2010 - 02.2012
- Led Credit Committee and Second Opportunity Reviews to optimize decision-making processes.
- Co-managed Credit Policy Box, ensuring strict adherence to policies and guidelines.
- Monitored credit policy compliance, promptly identifying and resolving issues.
- Oversaw Lending Authority for underwriters on FHA, VA, and Conventional loans.
- Developed training for new hire underwriters and facilitated training for consistency and continuity nationally.
- Developed and facilitated Underwriting Training programs to enhance team skills.
- Created automated underwriting process flows and procedures to improve efficiency.
- Provided front-line support for Underwriting, Operations, Closing, Post Closing, and QC functions.
- Co-authored Government Lending Guidelines and Procedures to maintain regulatory compliance.
Insuring/Guaranty Manager
Home Savings of America
San Diego
06.2009 - 02.2012
- Oversaw Insuring/Guaranty Department operations and audit preparations for external agencies.
- Addressed inquiries from internal departments regarding government insuring activities.
- Delivered technical assistance to staff on loan deficiencies and complex issues.
SR Team Lead Government Lending
Home Savings of America
San Diego
06.2009 - 03.2010
- Led team of 15 underwriters in managing workflow and performance metrics.
- Underwrote overflow and escalations for FHA, VA, and USDA loans at the national level.
- Supervised the SAR Training Program and ensured compliance with VA standards.
- Served as the designated DE underwriter for FHA test cases for Unconditional Automatic Approval.
- Executed underwriting processes for Conventional, FHA, VA, and USDA loans efficiently.
Education
Associates of Science - Environmental Science
Grossmont College
El Cajon, CA06-1998
FNMA / FHLMC trainings FHA/VA/USDA training Investor/Aggregators training Various HFA State Bond Finance Training -
Skills
- Product management
- Investor relations
- Training development
- Policy writing
- Risk assessment
- Process coordination
- Quality control
- Workflow management
- Problem solving
- Cross-functional collaboration
- Product lifecycle management
- Project management
- Audits
- Team collaboration
Timeline
Product Development Manager
Sierra Pacific Mortgage Company
03.2013 - 05.2025
National Training Manager
First Guaranty Mortgage Corp
05.2012 - 02.2013
Independent Contractor
ALL REGS
01.2012 - 10.2012
Manager of Operations
Federal Deposit Insurance Corporation, FDIC
01.2012 - 02.2012
National Credit Analyst
Home Savings of America
03.2010 - 02.2012
Insuring/Guaranty Manager
Home Savings of America
06.2009 - 02.2012
SR Team Lead Government Lending
Home Savings of America
06.2009 - 03.2010
Associates of Science - Environmental Science
Grossmont College
FNMA / FHLMC trainings FHA/VA/USDA training Investor/Aggregators training Various HFA State Bond Finance Training -
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