Lindsay Webber
Waxhaw,NC
Summary
Dynamic Mortgage Loan Processor with extensive experience, adept at navigating FNMA and FHA guidelines. Proven track record in ensuring compliance and achieving timely loan approvals. Exceptional client relations and problem-solving skills, coupled with proficiency in Encompass software, drive successful outcomes in high-pressure environments.
Overview
21
21
years of professional experience
Work History
Mortgage Loan Processor
Premier Mortgage Resources
Waxhaw, NC
02.2025 - Current
- Compiled documentation required for submission to government agencies for processing.
- Conducted quality control reviews on closed loans for accuracy.
- Prepared closing documents, including title policies, deeds, and other related items.
- Reviewed loan applications and verified accuracy of borrower information.
- Coordinated activities between lenders, attorneys, realtors, insurance companies.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Performed post-closing follow up on file completion requirements.
Mortgage Loan Processor
Nationwide Mortgage Bankers
Waxhaw, NC
04.2024 - 02.2025
- Reviewed loan applications and verified accuracy of borrower information.
- Conducted quality control reviews on closed loans for accuracy.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Examined collateral property values to ensure they meet investor guidelines.
Mortgage Loan Processor
Alcova Mortgage
Charlotte, NC
12.2023 - 04.2024
- Applied knowledge of FHA, VA, USDA guidelines when processing mortgage loans.
- Communicated effectively with clients, lenders, realtors, appraisers, and other parties involved in the transaction.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Maintained accurate records in accordance with company policy and procedures.
- Provided customer service by responding to inquiries regarding loan status.
- Evaluated financial statements and contacted institutions and customers to clarify details.
Mortgage Loan Processor
Ross Mortgage Corporation
Charlotte , NC
04.2023 - 12.2023
- Verified that all conditions of the loan have been met prior to disbursement of funds.
- Processed loan documents and ensured compliance with federal regulations.
- Reviewed HUD-1 settlement statements prior to closings.
- Maintained accurate records in accordance with company policy and procedures.
Mortgage Loan Processor
Amerisave Mortgage
Waxhaw, NC
08.2022 - 04.2023
- Interviewed clients regarding loan needs and financial histories and conveyed information regarding applications.
- Assessed credit reports to determine eligibility for mortgage loans.
- Ordered appraisals and title services on behalf of borrowers when necessary.
- Researched discrepancies in documentation received from applicants or third parties.
- Verified that all conditions of the loan have been met prior to disbursement of funds.
Mortgage Loan Processor
Mutual of Omaha Mortgage
Charlotte, NC
12.2019 - 08.2022
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Uphold complete confidentiality of all submitted information according to release guidelines.
- Reviewed and validated details of loan applications and closing documentation.
- Produced and submitted completed loan packages to title and escrow professionals.
Bartender
Harper’s Restaurant
Charlotte , NC
05.2011 - 10.2019
- **Worked here while putting myself through college**
- Scheduling of staff.
- Responsible for the daily shift in the bar area of the restaurant and customer flow, maintaining logs regarding alcohol and waste logs/ inventory, and daily projects including cleaning, marketing, and daily specials, maintaining the cash drawer and reconciliation for each shift, attending classes regarding specific products that the restaurant carries and supervising and training all of the new hires within this area.
- While employed at this company, I worked full time hours and put myself through college as a result.
Mortgage Loan Processor
New American Mortgage
Fort Mill, SC
10.2010 - 05.2011
- Managed day to day activities for loans, handles pipeline of thirty plus loans a month.
- Reviews conditions for loans to achieve loan approval.
- Coordinated closing process with attorneys, title companies and government clerks.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
Floor Manager
Bronte Bistro
Charlotte, NC
06.2008 - 10.2010
- Made engaging connections with guests to create loyalty.
- Upheld a high standard of cleanliness in all work areas.
- Maintained bar stocks, replenishing daily as necessary.
- Worked various tasks and had several titles within the company, including: hostess, server, barista, banquet, and floor manager.
- Maintained full knowledge of all menu items, contents and preparation methods.
Mortgage Loan Processor
Countrywide Bank
Charlotte, NC
01.2007 - 06.2008
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Prepared file for final clear-to-close by branch management.
- Handled any conditions sent from underwriting departments.
- Reviewed financial statements and contacted institutions and customers to clarify details.
Data Entry Clerk
Ameritrust Mortgage
Charlotte, North Carolina
10.2006 - 01.2007
- Entered home loan application information for each individual file submitted, worked one on one with assigned account executive to obtain all necessary information to approve each loan file, communicated daily with clients including meetings regarding the status of their loan file.
Accounting Clerk
Harris Teeter
Charlotte, NC
11.2004 - 10.2006
- Customer service representative promoted to accounting department.
- Handled the daily cash flow for the store, and supervised the front end employees of the store, handled customer service issues, deposited and reconciled all money transactions from each register on a daily basis, handled large amounts of money within the safe and also maintained daily deposits for Dunbar armed services for each shift.
Education
Associate of Applied Science - Forensic Science
Fox Valley Technical College
Appleton, WI01.2016
High School Diploma -
Keystone National High School
Bloomsburg, PA01.2006
Skills
- FNMA, FHLMC, FHA, VA, USDA Experience
- RESPA/TRID Compliance Regulations
- LP/Desktop Underwriter
- Income Calculation
- Encompass/Byte Software
- Microsoft Excel/Word/Powerpoint
- Data Verify/Fraud Guard
- 4506 Execution
- Credit Verification
- Property Appraisals
- Fannie Mae Guidelines
- Freddie Mac Guidelines
- Hazard Insurance Verification
- Borrower Information Verification
- Flood Verification
- Loan Funding
- Cash Flow analysis
- Incidents management
- Quality assurance controls
- Verbal and Written Communication
- Client Relations
- Title and Escrow Coordination
- Regulatory Compliance
- Pipeline Management
- Data Entry
- Problem Solving
- Time Management
- Superior Organizational Skills
- Documentation Review
- Confidentiality Maintenance
- Underwriting Policies
- Loan Closing Procedures
- Auditing Procedures
- Gathering appraisals
- Pipeline management
Timeline
Mortgage Loan Processor
Premier Mortgage Resources
02.2025 - Current
Mortgage Loan Processor
Nationwide Mortgage Bankers
04.2024 - 02.2025
Mortgage Loan Processor
Alcova Mortgage
12.2023 - 04.2024
Mortgage Loan Processor
Ross Mortgage Corporation
04.2023 - 12.2023
Mortgage Loan Processor
Amerisave Mortgage
08.2022 - 04.2023
Mortgage Loan Processor
Mutual of Omaha Mortgage
12.2019 - 08.2022
Bartender
Harper’s Restaurant
05.2011 - 10.2019
Mortgage Loan Processor
New American Mortgage
10.2010 - 05.2011
Floor Manager
Bronte Bistro
06.2008 - 10.2010
Mortgage Loan Processor
Countrywide Bank
01.2007 - 06.2008
Data Entry Clerk
Ameritrust Mortgage
10.2006 - 01.2007
Accounting Clerk
Harris Teeter
11.2004 - 10.2006
Associate of Applied Science - Forensic Science
Fox Valley Technical College
High School Diploma -
Keystone National High School