Summary
Overview
Work History
Education
Skills
Timeline
Generic

Lisa Baum

Coloma,MI

Summary

Analytical Condo Underwriter with expertise in condominiums. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.

Overview

3
3
years of professional experience

Work History

Condo Underwriter

Union Home Mortgage
01.2023 - Current
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Made approval and denial recommendations by determining accurate risk levels.
  • Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
  • Built strong relationships with lenders, brokers and clients for constructive communications.
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
  • Evaluated applications to determine insurance coverage and appropriate risk classifications.
  • Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
  • Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
  • Skilled at working independently and collaboratively in a team environment.
  • Self-motivated, with a strong sense of personal responsibility.
  • Proven ability to learn quickly and adapt to new situations.
  • Worked well in a team setting, providing support and guidance.
  • Worked effectively in fast-paced environments.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Excellent communication skills, both verbal and written.
  • Passionate about learning and committed to continual improvement.
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Strengthened communication skills through regular interactions with others.
  • Organized and detail-oriented with a strong work ethic.
  • Adaptable and proficient in learning new concepts quickly and efficiently.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Paid attention to detail while completing assignments.
  • Developed and maintained courteous and effective working relationships.
  • Identified issues, analyzed information and provided solutions to problems.
  • Participated in team projects, demonstrating an ability to work collaboratively and effectively.

Condominium Review Manager

Amerifirst Home Mortgage
Kalamazoo, MI
04.2021 - 12.2022
  • Proven ability to learn quickly and adapt to new situations.
  • Participated in team projects, demonstrating an ability to work collaboratively and effectively.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Developed and maintained courteous and effective working relationships.
  • Adaptable and proficient in learning new concepts quickly and efficiently.
  • Cultivated interpersonal skills by building positive relationships with others.
  • Organized and detail-oriented with a strong work ethic.
  • Paid attention to detail while completing assignments.
  • Self-motivated, with a strong sense of personal responsibility.
  • Passionate about learning and committed to continual improvement.
  • Excellent communication skills, both verbal and written.
  • Skilled at working independently and collaboratively in a team environment.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Worked well in a team setting, providing support and guidance.
  • Strengthened communication skills through regular interactions with others.
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Worked effectively in fast-paced environments.

Education

Coloma High School
Coloma, MI
06.1983

Skills

  • Data Collection
  • Policy Development
  • Coverage Determination
  • Risk Management
  • Quality Assurance
  • Property Appraisals
  • Time Management
  • Freddie Mac and Fannie Mae Compliance
  • Underwriting Understanding
  • Loan Approval and Denial
  • Customer Satisfaction
  • Desktop Underwriter
  • Appraisal Verification
  • Government Standards
  • Government Lending
  • Explain Company Policies

Timeline

Condo Underwriter

Union Home Mortgage
01.2023 - Current

Condominium Review Manager

Amerifirst Home Mortgage
04.2021 - 12.2022

Coloma High School

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Lisa Baum