Summary
Overview
Work History
Education
Skills
Websites
Certification
Activities
References
Timeline
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Lisa C Graham

Napa,California

Summary

I am thrilled to be embarking on this new chapter in my professional journey, venturing into the world of Accounting, Bookkeeping, and Auditing. My background in mortgage underwriting has equipped me with an eye for detail and risk assessment with a solid understanding of financial compliance. My strong organizational and time management skills are complemented by a detail-oriented approach to work, enabling me to multitask effectively and adapt to an ever-changing environment. My ability to communicate and work well under pressure has allowed me to provide excellent customer service. I look forward to contributing my skills, professional ethics, and integrity to the world of accounting. As I transition toward a career in the field of Accounting, I bring with me seasoned experience in business and financial analysis combined with a fresh academic perspective.

Overview

25
25
years of professional experience
1
1
Certification

Work History

Senior Mortgage Underwriter

Fairway Independent Mortgage
Napa, CA (remote-Nationwide)
08.2022 - 12.2022
  • Evaluate risk and ensure compliance with underwriting guidelines and policies for FHA, VA, USDA, Conforming, and Non-Conforming loan products
  • Analyze borrower and property eligibility according to company and investor guidelines
  • Comprehensive review of credit, income (including extensive tax returns for Sole Proprietorship, General and Limited Partnership, S-Corp, and Corp business entities), asset (liquid and non-liquid), and full property review
  • Review and audit for potential fraudulent activities
  • Identify appropriate risk factors and recommend alternate programs when applicable
  • Deliver courteous customer service at all organization levels to associates and customers in a timely, kind, and professional manner.

Senior Mortgage Underwriter

RoundPoint Mortgage Company (formerly Freedom)
Napa, CA (remote-Nationwide)
07.2021 - 08.2022

Senior Mortgage Underwriter

Freedom Mortgage Corporation
Napa, CA (remote-Nationwide)
11.2015 - 07.2021

Senior Mortgage Underwriter

Bank Of America, Home Loans
San Diego, CA
04.2009 - 05.2014

Senior Mortgage Underwriter

Countrywide Home Loans
San Diego, CA
01.1998 - 08.2007

Education

Associate of Science Accounting -

Napa Valley College
Napa, CA
12.2023

Associate of Science Business Administration -

Napa Valley College
Napa, CA
12.2023

Skills

  • Quickbooks
  • Full-Cycle Accounting
  • Bookkeeping
  • Invoice Processing
  • Payroll Administration
  • A/P and A/R
  • General Ledger Entries
  • Spreadsheet Tracking
  • Payroll Liability and Deductions
  • Advanced Computer Skills
  • Cost Accounting
  • Confidential Document Control
  • Account Reconciliation
  • Risk Management
  • Auditing
  • Superior Attention to Detail
  • Analytical Reasoning
  • Documentation Filing
  • Document Preparation
  • Tax Reporting

Certification

  • FHA CHUMS (Dept of HUD Underwriter)
  • VA SAR (Staff Appraisal Review)
  • N.M.L.S. (Nationwide Mortgage License System)

Activities

Former Board of Directors member - San Diego (Mira Mesa/Scripps) Pop Warner Football League

Treasurer (7 years) Full charge bookkeeper and tax preparer for the organization. 

Responsible for all legal paperwork and filings. Managed all finances from daily accountings to yearly tax filings.

References

References available upon request.

Timeline

Senior Mortgage Underwriter

Fairway Independent Mortgage
08.2022 - 12.2022

Senior Mortgage Underwriter

RoundPoint Mortgage Company (formerly Freedom)
07.2021 - 08.2022

Senior Mortgage Underwriter

Freedom Mortgage Corporation
11.2015 - 07.2021

Senior Mortgage Underwriter

Bank Of America, Home Loans
04.2009 - 05.2014

Senior Mortgage Underwriter

Countrywide Home Loans
01.1998 - 08.2007

Associate of Science Accounting -

Napa Valley College

Associate of Science Business Administration -

Napa Valley College