
Client-focused professional with experience across different roles, proficient delivering high-quality service, building strong relationships, and communicating effectively in fast-paced environments. Eager to learn, grow, and take on new challenges.
-Complete annual credit review underwriting for relationships totaling over $2 million in exposure to the bank, measuring DSCR and LTV covenants.
-Successfully reviewed and analyzed over 150 CRE loans totaling over $315 million.
-Prepare cash flow analysis on income-producing properties to evaluate borrower creditworthiness and recommend risk mitigation strategies..
-Coordinate with loan officer and sales staff to insure loan relationship meets covenants. If not insure mitigation plan is in place.
-Present monthly to the Chief Credit Officer and Management Loan Committee for approval on subject credit risk rating adjustment.