Lorenna Navarro
Lake Arrowhead,CA
Summary
Professional underwriter skilled in risk assessment, policy evaluation, and client relations. Strong focus on team collaboration and achieving results, with adaptability to changing needs. Expertise in analyzing financial documents, assessing risk factors, and making data-driven decisions. Known for reliability and effective communication in high-stakes environments.
Overview
15
15
years of professional experience
Work History
Associate Underwriter
Guaranteed Rate
07.2024 - Current
- Loan Processing & Underwriting
- Risk Assessment & Management
- Credit Analysis
- Regulatory Compliance (e.g., RESPA, TILA, HMDA)
- Customer Service & Communication
- Financial Statement Analysis
- Document Verification
- Data Entry & Record Keeping
- Attention to Detail & Accuracy
- MS Office Suite & Loan Origination Systems (LOS)
Compliance Auditor Team Lead
Paramount Residential Mortgage
05.2022 - 03.2024
- Collaborated with cross-functional teams to ensure timely implementation of corrective actions, mitigating potential compliance issues.
- Analyzed all audit results and resolved all compliance issues.
- Maintained up-to-date knowledge of regulatory changes affecting the business landscape, proactively adapting audit strategies as needed.
- Improved financial transparency by providing clear communication of audit results to stakeholders through detailed reports and presentations.
Senior Mortgage Processor
Bank of America
09.2010 - 08.2016
- Leveraged industry knowledge and experience to troubleshoot complex scenarios, finding creative solutions that benefited both lenders and borrowers alike.
- Ensured compliance with federal and state regulations by conducting thorough reviews of loan documents.
- Collaborated with underwriters to expedite loan approvals, resulting in faster closings for clients.
- Contributed to the growth of the organization by consistently meeting or exceeding sales objectives.
Education
Bachelor of Arts -
California State University, Fullerton
Fullerton, CA01-2015
Skills
- Underwriting guidelines
- Policy review
- Sales support
- Portfolio management
Timeline
Associate Underwriter
Guaranteed Rate
07.2024 - Current
Compliance Auditor Team Lead
Paramount Residential Mortgage
05.2022 - 03.2024
Senior Mortgage Processor
Bank of America
09.2010 - 08.2016
Bachelor of Arts -
California State University, Fullerton
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