Lori Moszak
Murphy,TX
Summary
Very experienced Mortgage Underwriter for Conventional (Conforming ,Jumbo and Non-QM Loans), FHA , USDA and Bond loan on a nation wide basis. Have experience in Retail, Wholesale and Correspondent Lending Channels for Front Line and Post Closing Review. Team Player dedicated to excellent Customer Service while maintaining high quality control and production standards.
Overview
26
26
years of professional experience
Work History
QC Underwriter
Acrisure Mortgage (previously FBC Mortgage)
04.2022 - 11.2025
- Reviewed FHA, VA, USDA, Conventional and Bond Loans to ensure they were underwritten and closed per agency guidelines.
- Utilized QC Ally for the reviews.
- Responded to investors regarding any underwriting or closing deficiency.
DE and Conventional Mortgage Underwriter
Caliber Home Loans
Coppell (Remote), TX
06.2021 - 01.2022
- Underwrote Conventional and FHA Loans.
- Completed thorough analysis of all documentation including Appraisals and Title Commitments.
- Calculated complex income situations.
- Completed manual underwrites if required.
- Communicated extensively with Loan Processors, Loan Officers and Closers.
- Maintained SLR's for initial underwrites and conditions.
- Maintained Production and Quality Control Standards at all times.
DE, Conventional, USDA, Bond Mortgage Underwriter
Supreme Lending
Dallas (Remote), TX
06.2015 - 05.2021
- Underwrote Conventional, FHA, USDA and Bond Loans for Retail Branches.
- Ensured that subject loans met Corporate Overlays and Agency Guidelines.
- Calculated and evaluated complex income situations.
- Manually underwrote loans as required.
- Communicated extensively with Branches and Closers.
- Exceeded Quality and Production Standards.
- Received many Customer Service Awards.
Conventional Mortgage Underwriter
Fannie Mae (Federal National Mortgage Association)
Dallas (Remote), TX
02.2012 - 03.2015
- Manually underwrote Conventional Loans to ensure that that Underwriting and Closing requirements were met.
- Effectively communicated with Lenders if additional documentation was required for loans loan to meet FNMA Guidelines.
- Prepared Underwriting Reports to assist Lenders with identifying manufacturing errors.
- Exceeded Production and Quality Control requirements at all times.
Conventional Mortgage Underwriter
Franklin American Mortgage Company Inc.
Irving, TX
02.2008 - 02.2011
- Provided Underwriting and Closing Rebuttals to Investors for Conventional and FHA loans for Correspondent Lending Department.
- Requested additional documentation, if required from Correspondent Lenders.
Mortgage Underwriter
Greenpoint Mortgage
Plano, TX
05.2007 - 08.2007
- Reviewed Conventional loans for Correspondent Lending Department to verify loans were underwritten and closed per company guidelines.
- Primary focus was fraud detection.
- Prepared SARS Reports.
Mortgage Underwriter
First Horizon Home Loans
Irving, Texas
04.2005 - 08.2006
- Underwrote Conventional loans (Conforming and Non-Conforming) for Non-Delegated Lenders in Correspondent Lending Department.
- Determined if Lender met requirements to become delegated Underwriter.
Mortgage Underwriter -QC
CitiMortgage
Dallas, Texas
03.2000 - 04.2005
- Reviewed Conventional, FHA and VA Loans to ensure that
Underwriting and Closing Requirements were met for Correspondent
Lending Department. - Requested additional documentation from Lender, if required.
- Worked on many special projects for management.
- Received many awards for Customer Service, Production and Quality.
Education
Bachelor of Arts -
The University of Texas At Dallas
Skills
- FHA Direct Endorsement Underwriter
- USDA and Bond Loans
- Highly proficient in using Encompass, DU, LP, GUS, Collateral Underwriter, Data Verify and QC Ally
- Responsible for underwriting all documents including Title Commitments and Appraisals
- Extensive experience in Closing Documents
- Specialized in Self-Employed Borrowers
Timeline
QC Underwriter
Acrisure Mortgage (previously FBC Mortgage)
04.2022 - 11.2025
DE and Conventional Mortgage Underwriter
Caliber Home Loans
06.2021 - 01.2022
DE, Conventional, USDA, Bond Mortgage Underwriter
Supreme Lending
06.2015 - 05.2021
Conventional Mortgage Underwriter
Fannie Mae (Federal National Mortgage Association)
02.2012 - 03.2015
Conventional Mortgage Underwriter
Franklin American Mortgage Company Inc.
02.2008 - 02.2011
Mortgage Underwriter
Greenpoint Mortgage
05.2007 - 08.2007
Mortgage Underwriter
First Horizon Home Loans
04.2005 - 08.2006
Mortgage Underwriter -QC
CitiMortgage
03.2000 - 04.2005
Bachelor of Arts -
The University of Texas At Dallas