Tammy Perkins

I have been with Golden Empire Mortgage since June 2024 in my position as Sr. Mortgage Underwriter I underwrite FHA/VA and conventional loans. I analyze applicants financial status, credit and property evaluation to determine feasibility of granting a home loan. In this position I make sure that I am current with all investor and agency guidelines.

I was with Country Club Mortgage for about four years until they closed their doors in February 2024. I underwrote VA/FHA/Conventional/CALHFA loans in my position. I analyzed applicants financial status, credit and property evaluation to determine feasibility of granting a home loan. I made sure at all times I was current on all investor and agency guidelines and continued to educate myself for all updates in the industry.

I worked for Dignified Home Loans from August 2018 until December 2018 after being with my previous employer The Mortgage House, Inc. for over 20 years I was laid off from Dignified Homes Loan in December 2018. This change happened due to the fact we merged with Dignified Home Loans. At this job I underwrote FHA/VA/Conventional/USDA/CALHFA/Platinum loans. I have had both my FHA DE and VA SAR since 1990. I analyze applicants financial status, credit and property evaluation to determite feasibility of granting a loan. I make sure at all times I am up on all our investor guidelines and continue to educate myself for all updates in the industry

I worked for the Mortgage House from June 1998 working as a Sr. Underwriter. I underwrite FHA/VA/Conventional/USDA/CALHFA/Platinum loans. I have had both my FHA De and my VA SAR since 1990. I analyze applicants financial status, credit and property evaluation to determine feasibility of granting a loan. I make sure at all times I am up on all our investor guidelines and continue to educate myself for all updates in the industry.

I was employed with Accubanc Mortgage as a Processor and in 1990 I became the Underwriter for our office, I underwrote FHA/VA and Conventional Loans. I filled many roles while working with Accubanc Mortgage from Processing, Drawing Docs, Funding and Underwriting loans.