Lorita Baker
Dallas,TX
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
3
3
years of professional experience
Work History
Mortgage Underwriter
D R Horton
03.2021 - Current
- Analyze and verify applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determine credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Collaborate with loan officers and processors to obtain additional information and resolve discrepancies.
- Approve loan applications based on customer creditworthiness and provide detailed financial advice.
Education
Bachelors of Applied Arts And Sciences - Concentration Cyber Security
University of North Texas
Denton, TX05.2024
Associate of Arts - Core Studies
Collin College
Plano, TX05.2020
Associate of Applied Science - Health Information Technology
Collin College
Plano, TX05.2017
Skills
- Analytical and Critical Thinking
- Fraud Prevention and Detection
- Loan Product Knowledge
- Desktop Underwriter
- Remote Video Conferencing
- Active Listening
- Customer Relations
- Conflict Resolution
- Calm and Professional Under Pressure
- Microsoft Word
- Microsoft PowerPoint
- Microsoft Office
Additional Information
GE Aerospace Explore Human Resources Job Simulation on Forage - February 2024
- Completed a job simulation involving using key HR tools and skills to help improve the HR systems at GE Aerospace
- Provided constructive feedback to a team member to help them develop and improve their performance
- Implemented the Lean Methodology by applying it to a simple everyday routine or process
- Prepared recommendations to managers in terms of which employees should receive pay rises or adjustments based on compa-ratios and established pay ranges
Timeline
Mortgage Underwriter
D R Horton
03.2021 - Current
Bachelors of Applied Arts And Sciences - Concentration Cyber Security
University of North Texas
Associate of Arts - Core Studies
Collin College
Associate of Applied Science - Health Information Technology
Collin College
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