Lucy Clark
College Station,TX
Summary
Highly driven and focused professional specializing in the areas of Human Resources and Finance. Knowledgeable in the various functions of HR, including; Recruitment and Selection, Compensation and Benefits, Onboarding, Training and Development, and HR Compliance. Adept at building positive relationships with employees and staff. Experienced in Accounting, Financial Reporting, Risk and Cash Management.
Overview
3
3
years of professional experience
Work History
Credit Analyst
Daikin Comfort Technologies
01.2023 - Current
- Analyzed credit risk from small to enterprise companies seeking to do business with our company
- Recommended credit limits for accounts, extended credit, approved credit inquiries, and identified issues requiring escalation
- Performed various administrative tasks for the department such as generating account statements, financial and credit reports, provided billing documentation
- Worked closely alongside various other departments to ensure alignment on optimal credit limit and cash flow
- Performed account management tasks related to credit and collections and overall accounts receivable management.
Credit Risk Analyst
DXP Enterprises
06.2021 - 08.2022
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Identified potential risks by analyzing trends in industry-specific data and market fluctuations.
- Documented records and maintained confidentiality of sensitive personal information.
- Developed risk models for accurate credit scoring and improved decision-making processes.
- Responded to inquiries by answering telephone calls, in-person questions and emails.
- Prepared detailed reports on portfolio performance, highlighting areas of concern and suggesting possible solutions for improvement.
Education
Master of Science - Human Resources Management
Tarleton State University
07.2024
Bachelor of Arts - Political Science
Texas A&M University
12.2020
Skills
- Employee and Customer Relations
- Compensation and benefits
- HR policies and procedures
- Risk Assessment
- Credit analysis
- Training and mentoring
- Recordkeeping
- Microsoft Office
- Financial and operational reporting
- Financial Management
- Customer Service
- Problem Solving
Accomplishments
KPI employee of the month (previous 6 straight months)
Leadership Experience
- Successfully led a team to exceed cash flow goals while maintaining excellent customer satisfaction.
- New employee training, onboarding, and mentorship.
Timeline
Credit Analyst
Daikin Comfort Technologies
01.2023 - Current
Credit Risk Analyst
DXP Enterprises
06.2021 - 08.2022
Master of Science - Human Resources Management
Tarleton State University
Bachelor of Arts - Political Science
Texas A&M University
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