Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Luz Maritza Palacio

Fairview,NJ

Summary

Astute Loan Processor bringin 20 years of experience in banking and financial positions. Work well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer. Accurate and dedicate Loan processor evaluates financial documentation and promotes positive client interactions. Works exceptionally well in fast-paced environments driven by tight deadlines. Employs critical eye toward document details and customer information to avoid errors and promote efficiency.

Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Loan Processor position. Ready to help team achieve company goals.

Overview

22
22
years of professional experience

Work History

Senior Loan Processor

NJ Lenders Corp
06.2001 - 03.2023
  • Process financial mortgage loan application and related documentation in accordance with established financial regulations
  • Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
  • Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.

Mortgage Loan Officer

NJ Lenders Corp
06.2001 - 03.2023
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Worked with underwriters to fix application problems and resolve issues.
  • Negotiated loan terms and conditions with clients to maximize profitability.
  • Monitored portfolio performance and provided clients with periodic updates on loan progress.
  • Participated in industry events and conferences to build relationships and gain market intelligence.

Education

B.S. - Mathematics Education

Jersey City State College
Jersey City, NJ
07.1996

Skills

  • Process 25-35 loans a month including FHA, Conventional, VA, PBA
  • Mortgage Banking and Analysis
  • Financial Advisement
  • Desktop Underwriter
  • Appraisal Reviews
  • Government Lending
  • Loan Origination and Underwriting
  • Home Mortgage Disclosure Act
  • Knowledge of VA Loan Process

Languages

Spanish
Native or Bilingual
Italian
Professional Working

Timeline

Senior Loan Processor

NJ Lenders Corp
06.2001 - 03.2023

Mortgage Loan Officer

NJ Lenders Corp
06.2001 - 03.2023

B.S. - Mathematics Education

Jersey City State College
Luz Maritza Palacio