Summary
Overview
Work History
Education
Skills
Skills Abilities
Timeline
Generic
LYNN KALE

LYNN KALE

McKinney,TX

Summary

Seasoned Regional Credit Manager knowledgeable about credit & collections in building material. Highly effective at optimizing credit policies to balance profit and loss.

Overview

17
17
years of professional experience

Work History

Regional Credit Manager

Fortiline Waterworks
Dallas, TX
07.2022 - Current
  • Resolved problems and maintained positive cash position, achieving recognition across organization for having insight, due diligence and precision skills.
  • Submitted delinquent accounts to collections department or outside resources.
  • Determined credit approval based on financial standing, credit records and payment history.
  • Lead a team onsite & remote.
  • Maintain sales relationships.

Regional Credit Manager

SRS Distribution
McKinney, TX
10.2019 - 05.2022
  • Direct & supervise team of credit managers & collection staff for the midsouth and work assigned portfolio of customers within assigned area
  • Managed 84 million portfolios monthly with customers while maintaining collection technique
  • Review to increase or reduce credit limits
  • Increase every measurable metric (cash application accuracy and prompt monthly/weekly reporting to customers), while meeting all performance standards, working with 87 Salesman & working with 50 branch locations
  • Extensive knowledge in 12 States of Lien Law which included Oklahoma, Texas, Missouri and Louisiana.

Credit Manager

Beacon Roofing Supply
McKinney, TX
02.2017 - 10.2019
  • Safeguard credit and collections, within my portfolio valued at more than $50.5 million monthly, review holds and releases orders outside of credit parameters
  • Managed portfolios while keeping a soft collection technique
  • Review to increase or reduce credit limits application accuracy and prompt monthly/weekly reporting to clients), while meeting all performance standards, working with 30 Salesman to meet customers credit needs such as: risk assessments, adherence to guarantees, account reconciliations, and bad debt account follow up
  • Extensive knowledge of Lien Law for California, Colorado, Arizona and Utah.

Credit Manager II

Lennox Industries
Richardson, TX
12.2015 - 02.2017
  • Safeguard credit and collections, within my portfolio valued at more than $35.5M, review holds and releases orders outside of credit parameters
  • Review to increase or reduce credit limits
  • Completed and resolved pertinent functions for best operations, such as: risk assessments, adherence to guarantees, account reconciliations, and account follow up
  • Extensive knowledge of Lien Law for California, Arizona and Utah, Washington, Idaho, Texas.
  • Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.

Regional Credit Manager

Adler Tank Rentals
DFW Airport
11.2011 - 12.2015
  • Manage credit and collection efforts on 27.5 million dollars on open accounts receivables aging for a leading tank rental, dewatering containers & roll-off containers with 18 sales & operation locations
  • Calculate risk and assess whether added security deposits are necessary
  • Determine & obtain Personal Guaranty & Cross Corporate Guarantee Resolve and manage repossession escalations
  • Manage & Execute Bonds & Liens using outside Lien Service for 48 states
  • Implement Credit & Collection Policy and procedures Assist & manage 47 salesmen with credit guidelines & collections policy

Credit Manager

ORAMETRIX INC
Richardson, TX
02.2007 - 02.2011
  • Managed credit and collection efforts on 3 million dollars' open accounts receivables for Ora Metrix a leading industry provider of innovative 3-D technology, the Sure Smile solutions in t Orthodontics treatment
  • Ensured timely and accurate processing of all credit transactions.
  • Monitored customer account details for non-payments, delayed payments and other irregularities.
  • Analyzed financial data to determine the degree of risk involved in extending credit.

Education

High school Diploma -

Skills

  • Authorizations Knowledge
  • Application Review
  • Customer Engagement
  • Investigations
  • Performance Improvements
  • Credit Evaluations
  • Fraud Understanding
  • Credit Reports
  • Policy Development
  • Risk Analysis
  • Mentoring and Training
  • Records Management
  • Application Processing
  • Risk Assessments
  • Procedure Enforcement
  • Research and Due Diligence
  • Client Relationship Management
  • Policy Implementation
  • Workflow Coordination
  • Strategic Planning
  • Performance Monitoring
  • Risk Mitigation

Skills Abilities

Accounts Receivable, Credit Analyst, Credit Management, Commercial Collections, Accurate Information, Chargeback Resolutions, Team Leadership, Financial Reporting, Conflict/Issue Resolution, New Hire Acclimation, Invoicing, Cash /Receipts Cash Management Account Management, Bonds & Liens, O/S: MS Windows 3.1X - 7, MS Windows, Microsoft Office 2000/3/7 (Excel, Word), ERP: Lawson, Microsoft Dynamics Navision 5, Accounting: ADP, Great Plains, ERP 123, Oracle, Applications Oracle Credit Management, SAP Business One, Agility Software, ASW Real Time, UFS (United Freight Systems), CRM System Sales Force, Get Paid, Bectran & Level Set, Bill Trust, Accounting (15+ years), Collections (15+ years), Bonds & Liens (10+ years), Credit Management (15+ years), Cash Management (15+ years)

Timeline

Regional Credit Manager

Fortiline Waterworks
07.2022 - Current

Regional Credit Manager

SRS Distribution
10.2019 - 05.2022

Credit Manager

Beacon Roofing Supply
02.2017 - 10.2019

Credit Manager II

Lennox Industries
12.2015 - 02.2017

Regional Credit Manager

Adler Tank Rentals
11.2011 - 12.2015

Credit Manager

ORAMETRIX INC
02.2007 - 02.2011

High school Diploma -

LYNN KALE