Lynne Marie Kearis
Westlake,OH
Summary
Obtain a position in sales or marketing with opportunities for advancement.
Overview
39
39
years of professional experience
Work History
Sr. Loan Officer
Ruoff Mortgage
Lorain, OH
11.2020 - Current
- Evaluated borrower financial profiles to determine loan eligibility and risk factors.
- Developed tailored mortgage solutions to meet diverse client needs and objectives.
- Managed loan processing timelines, ensuring compliance with regulatory standards.
Sr, Loan Officer
Freedom Mortgage Corporation
Avon, OH
05.2018 - 11.2020
- Evaluated borrower creditworthiness through comprehensive financial analysis and risk assessment.
- Developed and maintained strong relationships with clients, providing tailored loan solutions to meet diverse needs.
- Guided team members in complex loan processing procedures, enhancing operational efficiency and accuracy.
- Implemented strategic initiatives to streamline loan origination processes, reducing turnaround time significantly.
Loan Officer
Wells Fargo
North Olmsted, OH
09.2017 - 05.2018
- Evaluated loan applications to determine creditworthiness and risk factors.
- Guided clients through mortgage options, ensuring informed decision-making.
- Analyzed financial documentation for accuracy and compliance with regulations.
- Developed personalized loan solutions to meet unique customer needs.
Loan Officer
Bank of England dba: ENG Lending
Westlake, OH
01.2017 - 09.2017
- Originate USDA/FHA/VA/Conventional Loan programs for perspective buyers.
- Maintain leas provided by company; outbound calls, follow up.
- Maintain pipeline of Still Shopping clients of 100+ buyers
- Establish and maintain relationships with Realtors
Loan Officer
Consumer Real Estate Finance Company
Broadview Hts, OH
01.2011 - 01.2016
- After a short leave of absence from the Mortgage industry to close out old business with my prior employer; K.P. Printing which I was partner with my ex-husband with, I returned to the field that brought me the most satisfaction professionally that I simply not only loved to do, but was good at the job; originating.
- Licensed Mortgage Loan Originator in 5 States; OH, AL, GA, TN, CO.
- Fielded inbound and outbound prospect calls
- Sold refinance and new home mortgage loans
- Trained to sell FHA/USDA/VA government programs and Conventional.
Sales/Manager
K.P. Printing
01.2009 - 01.2011
- Inside sales calls: Cold calls to small businesses selling advertising space.
- Outside sales: Renewing ad spaces of already existing advertisers.
- Acquiring and establishing new accounts.
- Training new sales reps on how to inside sell as well as outside renewal sales.
Loan Officer
Top Flite Financial
Valley View, OH
01.2008 - 01.2009
- Fielded inbound and outbound prospect calls
- Sold refinance and new home mortgage loans
- Each month top producer in office; maintained $20,000 in fees regularly
Loan Officer
Consumer Real Estate Finance Company
Independence, OH
01.2006 - 01.2007
- As a rookie to this industry, I was able to quickly grasp industry and company concepts, policies and guidelines to contribute to the organization’s success:
- Fielded inbound and outbound prospect calls
- Sold refinance and new home mortgage loans
- Trained to sell FHA government loans
- Averaged $20,000 per month in loan fees during my tenure
Partner/Vice President, Marketing & Operations
Kenne Publications Company
Westlake, OH
01.1991 - 01.2006
- MARKETING SKILLS
- Co-founded and developed the Company
- Negotiated and established new advertising accounts through in-person cold calls, phone and field sales contact
- Primary responsibility for sales aspect of company
- Effective and aggressive in-person sales closer
- Build and maintain rapport with clients that resulted in long term relationships (account management)
- MANAGEMENT SKILLS
- Personally supervised the recruiting, training and on-going management of sales staff
- Coordinated the efforts of field sales representatives
- Interfaced with all account managers on company’s behalf, monitored independent sales reps weekly progress
- FINANCIAL SKILLS
- Managed weekly payroll: Salary/commissions/bonuses
- Administered all outside accounts; outstanding A/Rs, collection calls
- TECHNICAL SKILLS
- Proficient in use of Macintosh computers
- Experienced in creating, layout and graphic ad design
Hair Stylist
Garbo’s Hair Salon
Lake Forest, CA
01.1987 - 01.1990
- Received degree from Lake Forest College of Cosmetology.
- Licensed Hair Stylist in 1987
- Left career to pursue self-employment
Education
High School Diploma -
Saddleback College
Mission Viejo, CA06-1986
Skills
- Time management efficiency
- Mortgage underwriting expertise
- Goal-oriented mindset
- Effective communication techniques
Timeline
Sr. Loan Officer
Ruoff Mortgage
11.2020 - Current
Sr, Loan Officer
Freedom Mortgage Corporation
05.2018 - 11.2020
Loan Officer
Wells Fargo
09.2017 - 05.2018
Loan Officer
Bank of England dba: ENG Lending
01.2017 - 09.2017
Loan Officer
Consumer Real Estate Finance Company
01.2011 - 01.2016
Sales/Manager
K.P. Printing
01.2009 - 01.2011
Loan Officer
Top Flite Financial
01.2008 - 01.2009
Loan Officer
Consumer Real Estate Finance Company
01.2006 - 01.2007
Partner/Vice President, Marketing & Operations
Kenne Publications Company
01.1991 - 01.2006
Hair Stylist
Garbo’s Hair Salon
01.1987 - 01.1990
High School Diploma -
Saddleback College