Manish Thakral

Cloud Migration & Integration Experience – Capital One & Discover

• Led end-to-end migration of legacy financial systems to cloud-native architecture, supporting integration between Capital One and Discover Financial Services platforms.
• Designed and implemented secure data migration pipelines from on-prem/mainframe systems to AWS and GCP, ensuring zero data loss and compliance with financial regulations (PCI-DSS, SOC2).
• Built API-based integration layer enabling real-time data exchange between Capital One and Discover systems using RESTful services and event-driven architecture (Kafka).
• Migrated batch processing workloads (COBOL/JCL) to cloud-based ETL frameworks, enhancing scalability and reducing processing time by ~40%.
• Established identity and access management (IAM) and encryption standards for secure cross-platform integration, ensuring tokenization of sensitive financial data.
• Developed CI/CD pipelines (Jenkins, GitHub Actions) to automate deployment of microservices and integration components, streamlining release processes.
• Collaborated with cross-functional teams (risk, compliance, infrastructure) to ensure seamless transition with minimal downtime and no customer impact.

• Led architecture and delivery of enterprise-scale fulfillment and archival platforms across banking, lending, and wealth domains.
• Designed unified solutions by analyzing and integrating systems across multiple business units to improve customer service.
• Architected complex solutions using OpenText technologies on Azure cloud infrastructure.
• Provided technical leadership across design, development, testing, and offshore team coordination.
• Managed functional and non-functional requirements, ensuring scalable and high-performing solutions.
• Oversaw testing, risk management, and issue resolution to ensure timely and quality delivery.
• Mentored team members and drove continuous improvement in technical capabilities.

• Analyzed and evaluated systems in both entities to develop a unified solution that enhances service delivery for customers through technology advancements.
• Architect the detailed design for state-of-the-art and complex development projects based on OpenText Suite of technologies with Azure cloud as underlying infrastructure.
• Developed architectural design artifacts for IT solutions that align with and address customer requirements.
• Technical leadership for design, development and testing of the implementation effort for projects or sub-projects.
• Assess and manage functional and non-functional requirements and ensure that they are addressed with the technical solution.
• Coached and guided colleagues in developing their personal and technical skills, fostering a culture of continuous improvement.
• Managing risks and issues at the Development Timebox level, escalating to the Project Manager or Technical Coordinator as required.

• Analyzed and evaluated systems across entities to develop a unified solution enhancing service delivery with innovative technologies.
• Architect the detailed design for state-of-the-art and complex development projects based on OpenText Suite of technologies with Azure cloud as underlying infrastructure.
• Developed architectural design artifacts for IT solutions that directly addressed customer requirements and improved system alignment.
• Estimating the size of the project/Task and making sure that the project is on track with the estimates provided.
• Team lead for development teams covering technical and organizational aspects including the orchestration of the off-shore team.
• Technical leadership for design, development and testing of the implementation effort for projects or sub-projects.
• Assess and manage functional and non-functional requirements and ensure that they are addressed with the technical solution.
• Coaching and guiding colleagues and team members in the progression and development of their personal and technical skills.
• Focusing the team to ensure an on-time delivery of the agreed products.

• Walmart Integration
• Bass-Pro/Cabela Onboarding and Integration
• Developed a self-serve letters system and a platform for customer onboarding.
• Migrated statement and letter processing from z/os to Linux and upgraded HP Exstream from Version 7 to 8.
• An end-to-end Document Composition plus delivery process for every Credit Card Statement and Letter.
• Modernized process to create a robust system for generating statements in batch and letters in both batch and real time.
• Delivered outputs to print and archival channels to ensure accessibility and compliance.
• Designed standardized process for credit card statement composition consolidating multiple schemas into a single schema.

• Led major upgrade project for OpenText Exstream Designer and Engine, transitioning from CSF to v8/v9 version.
• Migrated OpenText Exstream Designer applications and engine from v4, v7 to v8/v9, converted legacy database into new OpenText v8 database, conducted extensive testing on all applications, compared AFP output files using Stream Diff, and analyzed impacted applications to implement necessary updates.
• Enabled direct debit functionality compliant with SEPA standards, facilitating efficient fund collection across Europe.
• Implemented cost basis regulation for tax year 2011, ensuring brokers reported adjusted basis and classification of gains or losses for covered securities on Form 1099-B.
• Developed reversal functionality to accurately reverse share transactions during trading, enhancing transaction integrity.
• Developed functionality to implement direct debit capability, enhancing payment collection processes.

• Across Accounts & LossDB: Across Accounts is the main storage/source of loss data. Loss data comes into this system from different carriers.
• Across accounts maintain the historical valuations on a monthly basis. It provides Claim level details when available.
• It produces monthly inception to date valuations for the different incurred, paid, salvage and subrogation dollar amounts. CARMA system is the front end system through which a customer community accesses the historical loss data for different reporting and analysis purposes.
• Travelers Insurance is a leading provider of property and casualty insurance products.

• Replaced IBM-Mainframe IT infrastructure and services with SAP, transitioning iDDCM application to a web-based tool.
• Developed embedded processing solutions for global clients, enhancing their operational capabilities.
• Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.