Manuel Toribio
Colinas del Seminario,Distrito Nacional
Summary
Passionate about the baseball industry, with hands-on experience playing the sport from ages 6 to 19. Although my path as a player was impacted by limited training time and a shoulder injury, I have redirected my enthusiasm toward learning and developing baseball operations at both local and international levels. With a strong professional background, I am prepared to make a substantial contribution to any organization within the sports industry.
Accomplished banking professional specializing in strategic portfolio management and legal collections within a commercial bank. Proven track record of optimizing asset recovery processes and strengthening client relationships to enhance operational efficiency. Expertise in analytical problem-solving, driving compliance, and cultivating a results-oriented culture. Dedicated to fostering team development and achieving outstanding business outcomes.
Overview
16
16
years of professional experience
Work History
Repossessts Assests Manager
Scotiabank
Santo Domingo , Distrito Nacional
01.2020 - Current
- Administered financial assets related to credit recovery processes.
- Negotiated optimal prices aligned with real estate market trends to maximize recovery from declared losses.
- Oversaw bookkeeping of adjudicated properties.
- Kept maintenance and service payments for managed properties up-to-date.
- Generated property sale recommendations aligned with market analysis for adjudicated properties.
- Executed various duties relevant to the position.
- Provided leadership, insight and mentoring to newly hired employees to supply knowledge of various company programs.
Legal Collection Manager
Scotiabank
Santo Domingo , Distrito Nacional
02.2022 - 06.2022
- Managed collection of non-current customer portfolios delayed over 90 days with secured loans.
- Stabilized late payments portfolio over 90 days.
- Directed attorney groups responsible for executing guarantee collections.
- Optimized legal collection efficiency of guaranteed accounts and recovery of written-off products.
- Directed staff operations to achieve established targets.
- Executed supplementary tasks effectively.
Business Relationship and Development Manager
Scotiabank
Santo Domingo , Distrito Nacional
01.2018 - 01.2020
- Managed secured loan allocations to achieve banking targets.
- Ensured compliance with sales practices and regulation requirements.
- Managed portfolio of vehicle dealerships and distributors.
Assistant Manager Credit Risk
Sotiabank
Santo Domingo, Distrito Nacional
01.2015 - 01.2018
- Evaluated credit product portfolios such as credit cards, personal loans, mortgages, auto loans, and small business loans.
- Proposed optimization strategies for credit policies in compliance with regulatory guidelines.
- Provided advice on mortgage, auto, unsecured, commercial, and premium segment lending.
- Conducted comprehensive credit policy workshops to equip new employees for role development as business officers.
- Managed portfolio of authorized appraisers, ensuring compliance with Asset Evaluation Regulations.
- Managed integration processes for access enhancements between TransUnion and DataCrédito.
- Led initiatives related to credit reporting, ensuring adherence to bureau guidelines.
- Conducted evaluations and monitoring of overdue account reports linked to the small business segment.
- Completed additional assignments within the unit.
First Legal Officer Branch Support
Scotiabank
Santo Domingo , Distrito Nacional
01.2012 - 01.2015
- Conducted withdrawal operations for deceased clients' funds.
- Reviewed requirements for certificate of deposit replacement.
First Officer of Embargoes
Scotiabank
Santo Domingo, Distrito Nacional
01.2009 - 01.2012
- Process and review bailiff acts related to bank account seizures, releases, fund oppositions, lawsuits, filed appeals.
- Implemented tight monitoring and scanning of each bailiff notification received by the bank, mitigating legal risks posed to financial intermediaries.
- Responded swiftly to questions from Personal, Commercial, and Corporate Banking divisions.
Education
Certificate of Technical Studies - Scouting and Evaluation of Baseball Players
Advanced Baseball Learning Center
Santo Domingo04-2025
M.D. - Economic Regulation Law
Pontificia Universidad Católica Madre Y Maestra
Santo Domingo01.2015
Law Degree - Law
Universidad Católica Santo Domingo
Santo Domingo01.2011
Skills
- Advanced strategic analysis
- Analytical thinking
- Results-oriented approach
- Focus on the Customers
- Self-awareness and personal growth
- Curiosity
- Adaptable to changes
- Team leadership
- Orientation and Training
- Workflow optimization
- Monitoring of Sales
- Cost management
- Multidisciplinary teamwork
- Writing reports
- Back office operations
- Recruiting
Languages
- Spanish, Native
- English, Intermediate Level
References
- Rubén Darío Cedeño Ureña, Secretary General of the Superior Electoral Court, Superior Electoral Court, (809) 696-2578
- Manuel Antonio Sánchez Nin, CEO, General Manager COSEFI, (829) 928-0909
- Ramón Miguel González, Sales Manager, Jeep Brand at Reid & Compañía, S.A., (809) 224-0222
Identity Card
001-1799348-5
Other Information
- Driver's License
- Own Vehicle
Timeline
Legal Collection Manager
Scotiabank
02.2022 - 06.2022
Repossessts Assests Manager
Scotiabank
01.2020 - Current
Business Relationship and Development Manager
Scotiabank
01.2018 - 01.2020
Assistant Manager Credit Risk
Sotiabank
01.2015 - 01.2018
First Legal Officer Branch Support
Scotiabank
01.2012 - 01.2015
First Officer of Embargoes
Scotiabank
01.2009 - 01.2012
Certificate of Technical Studies - Scouting and Evaluation of Baseball Players
Advanced Baseball Learning Center
M.D. - Economic Regulation Law
Pontificia Universidad Católica Madre Y Maestra
Law Degree - Law
Universidad Católica Santo Domingo
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