Experienced financial professional with 28 years of experience seeking to leverage extensive expertise in lending and risk management to drive growth and profitability as a Chief Lending Officer.
Overview
28
28
years of professional experience
Work History
VP, Consumer Lending
Neighbors Federal Credit Union
08.1999 - Current
Cultivated strong relationships with key stakeholders, including customers, vendors, regulators, dealerships and community leaders to promote collaboration and long-term success.
Implemented Indirect Lending.
Converted direct lending from a decentralized environment to a centralized environment.
Implemented credit risk assessment models to evaluate borrower creditworthiness to and mitigate risk exposure.
Oversaw the credit underwriting process, ensuring compliance with regulatory requirements and internal policies.
Analyzed industry trends and economic indicators to asses potential risk to the loan portfolio.
Provided guidance and training to lending teams on credit risk management and procedures.
Established and directed successful programs focused on lending.
Created succession plans to provide continuity of operations for leadership transitions.
Assist Manager
GP Louisiana Federal Credit Union
02.1996 - 07.1999
Developed strong working relationships with staff, fostering a positive work environment.
Oversaw daily cash reconciliations, ensuring accurate financial reporting and minimizing discrepancies.
Established team priorities, maintained schedules and monitored performance.
Oversaw the credit union underwriting process, ensuring compliance with regulatory requirements and internal policies.