Summary
Overview
Work History
Education
Skills
Timeline
Generic

John Berger

Hinsdale,IL

Summary

Dynamic VP of Mortgage Lending with extensive experience at Rate, Inc. and First Centennial Mortgage Corporation, specializing in credit risk management and staff development. Proven ability to enhance loan origination and underwriting processes, resulting in increased operational efficiency and superior portfolio management. Committed to delivering exceptional customer service while ensuring strict compliance with loan regulations. Future goals include leveraging expertise to drive innovative lending solutions that meet evolving market demands.

Overview

14
14
years of professional experience

Work History

VP of Mortgage Lending

Rate, Inc
Chicago, IL
07.2015 - Current
  • Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
  • Maintained up-to-date knowledge of various loan products and compliance regulations.
  • Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
  • Educated clients on the implications of changes in mortgage rates.
  • Educated customers on various aspects of mortgage financing options available.

Loan Officer

First Centennial Mortgage Corporation
Aurora, IL
03.2011 - 01.2015
  • Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
  • Counseled clients on debt management and repayment plans.
  • Analyzed financial data to determine the feasibility of granting loans.
  • Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
  • Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.

Education

Bachelor of Arts - Business Communications

EIU
Charleston, IL
05-1991

Skills

  • Credit risk management
  • Operational efficiency
  • Staff development
  • Portfolio management
  • Loan origination
  • Underwriting expertise

Timeline

VP of Mortgage Lending

Rate, Inc
07.2015 - Current

Loan Officer

First Centennial Mortgage Corporation
03.2011 - 01.2015

Bachelor of Arts - Business Communications

EIU
John Berger