Margaret A. Carroll
Frederick
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
41
41
years of professional experience
Work History
Commercial and Land Acquisition Coordinator/ Processor
Heise Jorgensen & Stefanelli, P.A. /Fenton Title Company
11.2015 - Current
- Professionally corresponded with Land Developers, Builders, Lenders and Realtors to insure accuracy on files
- Opened and managed commercial escrow accounts
- Order title work, surveys, loan payoffs, taxes, and transfer water and sewer accounts
- Interacted with underwriting legal counsel to resolve difficult title issues
- Process loan documents and preparing HUD-1 and CD Settlement Statements according to lenders instructions
- Disbursed funds according to written contracts and/or lenders instructions
- Notarize loan packages, photocopy and return to lender
- Prepared Deeds, Deeds of Trust and all other recordable documents according to County regulations and sent them to the County for recordation
- Prepared final Title Policies and Post closed files according to written instructions
Senior Processor
GPN Title, Inc.
02.2015 - 11.2015
- Professionally corresponded with Lenders, Realtors, Buyers and Sellers to insure accuracy on files
- Order title work, surveys, HOA docs, loan payoffs, taxes, and transfer water and sewer accounts
- Interacted with underwriting legal counsel to resolve difficult title issues
- Process loan documents according to lenders instructions
- Prepared HUD-1 and CD settlement statements
- Prepared Deeds, Deeds of Trust and all other recordable documents according to County regulations and sent them to the County for recordation
Office Manager/ Processor
New Horizon Title/Licensed Title Agent
01.2012 - 01.2015
- Successfully managed employees as well as production in the Processing/Post Closing departments
- Maintained and reviewed reports and statements from outside accountants and underwriters
- Efficiently reviewed bills from outside vendors for accounts payable
- Interacted with underwriting legal counsel to resolve difficult title issues
- Professionally corresponded with Lenders, Realtors, Brokers, Buyers and Sellers to insure accuracy on settlement files from start to finish
- Disbursed funds according to written contracts and/or lenders instructions
Processor / Settlement Coordinator
Vanguard Signature Settlements, LLC/Licensed Title Agent
01.2009 - 01.2012
- Professionally corresponded with Lenders, Realtors, Buyers and Sellers to insure accuracy on files
- Order title work, surveys, HOA docs, loan payoffs, taxes, and transfer water and sewer accounts
- Interacted with underwriting legal counsel to resolve difficult title issues
- Process loan documents and prepared HUD-1 and CD Settlement Statements according to lenders instructions
- Disbursed funds according to written contracts and/or lenders instructions
- Notarize loan packages, photocopy and return to lender
- Prepared Deeds, Deeds of Trust and all other recordable documents according to County regulations and sent them to the County for recordation
- Assisted with Short Sale negotiations on behalf of distressed sellers in order to obtain short sale approvals
- Interact with third party title companies, as well as attorneys on Foreclosure sales to transfer properties to the new buyers
Office/Processing Manager
Frederick Title/Keystone Title/Licensed Title Agent
01.2001 - 01.2008
- Successfully managed payroll and title licensing for all office employees
- Managed production in the Processing/Post Closing departments
- Maintained and reviewed reports and statements from outside accountants and underwriters
- Efficiently reviewed bills from outside vendors for accounts payable and reviewed abstracts, surveys and processed files for settlement
- Interacted with underwriting legal counsel to resolve difficult title issues
- Professionally corresponded with Lenders, Realtors, Brokers, Buyers and Sellers to insure accuracy on settlement files from start to finish
Document Retrieval Specialist
DOCX, LLC
01.1995 - 01.2000
- Contractor for various lenders in order to retrieve important missing mortgage documentation
- Managed and maintained client accounts/traveled to clients on site to review mortgage portfolios
- Proficiently reviewed bills for accounts payable
- Corresponded with VA, HUD, abstractors and outside vendors to complete missing documentation by clients
Post Closing Processor
Standard Federal Savings Bank
01.1985 - 01.1995
- Efficiently audited closed loan files to insure accuracy according to GNMA, FNMA, and FHLMC guidelines/corresponded with VA and HUD to retrieve insurance certificates
- Precisely prepared assignments and releases in order to transfer servicing right to other lenders
Education
Business under graduate classes
Frederick Community College
Frederick, MDDiploma - undefined
Linganore High School
New Market, MDSkills
- Notary Public - 35 years
- Licensed Title Insurance Agent - 25 years
- Strong organizational and analytical skills
- Ability to remain poised and level-headed under pressure
- Exemplary communication skills with the ability to keep the utmost confidentiality
- Effective supervisory skills
- Computer/office machine skills: MS Word, Excel, WordPerfect, Outlook Express, Title Express, Calculator, Copy Machines, Facsimile
Timeline
Commercial and Land Acquisition Coordinator/ Processor
Heise Jorgensen & Stefanelli, P.A. /Fenton Title Company
11.2015 - Current
Senior Processor
GPN Title, Inc.
02.2015 - 11.2015
Office Manager/ Processor
New Horizon Title/Licensed Title Agent
01.2012 - 01.2015
Processor / Settlement Coordinator
Vanguard Signature Settlements, LLC/Licensed Title Agent
01.2009 - 01.2012
Office/Processing Manager
Frederick Title/Keystone Title/Licensed Title Agent
01.2001 - 01.2008
Document Retrieval Specialist
DOCX, LLC
01.1995 - 01.2000
Post Closing Processor
Standard Federal Savings Bank
01.1985 - 01.1995
Business under graduate classes
Frederick Community College
Diploma - undefined
Linganore High School