Mariagracia Zapata
St Louis,MO
Summary
Detail-oriented Masters student at Webster University, bringing organizational and interpersonal skills. Skilled at multitasking, problem-solving, and implementing efficient systems to enhance residential operations. Committed to fostering a welcoming environment through clear communication, and proactive leadership.
Overview
6
6
years of professional experience
Work History
Credit, Billing and Collections Analyst
Yango Delivery - A Yandex Company
Lima, Peru
06.2024 - 01.2025
- Evaluated client credit eligibility through comprehensive financial assessments and risk analysis.
- Administered billing and accounts receivable processes for a portfolio of 230 clients, ensuring accuracy and timely collections.
- Developed and implemented revised credit approval criteria, introducing differentiated credit terms to align with client profiles and business objectives.
Credit and Collection Assistant
Industrias del Espino
Lima, Peru
06.2023 - 05.2024
- Compiled and generated comprehensive weekly performance reports to facilitate strategic decision-making.
- Oversaw accounts receivable processes for the Food Service and Transportation divisions, ensuring accurate financial records and timely payments, maintaining a healthy debt rate.
- Implemented automated systems for order release and payment reconciliation, enhancing operational efficiency, and reducing manual errors.
- Conducted in-depth analyses of client financial statements for various committees, providing valuable insights for financial planning and risk assessment.
- Maintained vigilant oversight of credit guarantees and insurance policies, ensuring compliance with regulatory requirements, and mitigating potential financial risks.
Sales and Collections Assistant in B2C Unit
Industrias del Espino
Lima, Peru
01.2023 - 05.2023
- Managed order scheduling and daily dispatch.
Credits and Collections Assistant
Ransa Comercial
Lim, Peru
07.2021 - 12.2022
- Coordinated accounts receivable collections.
- Generated monthly debt aging and DSO reports to stakeholders.
Credit Card Intern
Banco Falabella
Lima, Peru
01.2021 - 06.2021
- Tracked and reported marketing KPIs for customer acquisition and retention.
FX Trading Intern
Banco de Crédito del Perú
Lima, Peru
07.2019 - 12.2020
- Recorded and tracked spot and forward transactions.
- Ensured accurate reporting to the Central Reserve Bank.
- Coordinated with internal departments for compliance.
Education
Master of Science - Business Analytics
Webster University
St. Louis, MO05-2026
Exchange Program - Finance
The University of Texas At Dallas
Richardson, TX05-2019
Bachelor of Science - Economics
Universidad Del Pacífico
Lima, Peru12-2021
Skills
- Strong Organizational Skills
- Custome central problem-Solving Expertise
- Effective Communication
- Adaptability and Flexibility
- MS Office Advanced
Languages
Spanish
Native/ Bilingual
English
Full Professional
French
Limited
Affiliations
- Runner, traditional dancer and an astronomy enthusiast
- Committed so social responsibility and community service.
Timeline
Credit, Billing and Collections Analyst
Yango Delivery - A Yandex Company
06.2024 - 01.2025
Credit and Collection Assistant
Industrias del Espino
06.2023 - 05.2024
Sales and Collections Assistant in B2C Unit
Industrias del Espino
01.2023 - 05.2023
Credits and Collections Assistant
Ransa Comercial
07.2021 - 12.2022
Credit Card Intern
Banco Falabella
01.2021 - 06.2021
FX Trading Intern
Banco de Crédito del Perú
07.2019 - 12.2020
Master of Science - Business Analytics
Webster University
Exchange Program - Finance
The University of Texas At Dallas
Bachelor of Science - Economics
Universidad Del Pacífico
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