Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Marie-Antoinette Vizcocho

Summary

Professional with strong background in financial analysis, adept at leveraging analytical skills to drive business growth and financial stability. Expertise in data interpretation, financial modeling, and risk assessment, ensuring informed decision-making and strategic planning. Known for collaborative approach and adaptability, consistently meeting team objectives and organizational goals. Proficient in utilizing financial software and tools to streamline processes and enhance accuracy.

Overview

11
11
years of professional experience

Work History

Caregiver

Endeavor Home Care
12.2024 - Current
  • Assisted clients with activities of daily living, promoting independence and quality of life.
  • Assisted with dressing guidance, grooming, meal preparation, and medication reminders.
  • Assisted clients with daily living needs to maintain self-esteem and general wellness.
  • Enhanced patient comfort by providing compassionate and attentive care, addressing individual needs and preferences.
  • Provided emotional support to patients and their families during challenging times, fostering trust and strong relationships.

Caregiver

Consumer Directed Attendant Support Services
09.2024 - Current
  • Assisted clients with activities of daily living, promoting independence and quality of life.
  • Cleaned house, ran errands, managed laundry, and completed weekly grocery shopping.
  • Assisted with dressing guidance, grooming, meal preparation, and medication reminders.
  • Performed light housekeeping duties to maintain cleanliness standards while respecting the patient''s personal space.

Loan Funding Coordinator

Twin Star Credit Union
09.2022 - 09.2024
  • Audits, funds, and boards consumer loan products in accordance with established guidelines, policies, and procedures.
  • Reviews new contracts for completeness and accuracy of documentation provided, as well as accuracy of pricing in accordance with pricing matrices.
  • Effectively communicates with branches, processing, closing and other departments regarding all conditions need for loans to be funded.
  • Monitors, processes, and responds to incoming faxes, emails, and loan origination platform messages regarding funding corrections, stipulations, and dealer or branch communication.
  • Monitors lending platform queues for new loan activity.

SR CRES Customer Care Coordinator Officer

Bank of the West
04.2022 - 09.2022
  • Responded to various complex servicing issues for internal and/or external customers.
  • Received and reviewed incoming work, contacting appropriate resources as needed.
  • Input, edit, distribute, corrected and/or verified complex application and contract data.
  • Assisted with one-on-one training with newly hired employees and continuous training of existing staff as needed assist with system testing and upgrades.
  • Participated in appropriate performance-management related tasks by assisting supervisor in assigning workflow, and compiling departmental stats.

Loss Mitigation Specialist II

Cenlar FSB
06.2020 - 04.2022
  • Obtain/submits/ receives required documentation to/from investor, insurer and/or client for approval of the elected workout.
  • Work with internal, external third-party vendors and borrowers through both written and oral negotiations in an attempt to mitigate foreclosure/REO avoidance/losses.
  • Review and analyzes borrower's financial documents such as: financial statement, hardship letter, tax returns, bank statements, paystubs, listing contracts, agreement of sales, closing costs and settlement sheets and credit bureau reports, if applicable.
  • Notifies foreclosure attorney regarding status of loss mitigations activity via New Trak Express.
  • Creates and updates managerial detail reports and/or spread sheets pertinent to the workout function and/or progress of the loan(s) on a daily, weekly or monthly basis, as required.
  • Processes and reconciles FNMA/FHLMC claim funds to monies received.

Consumer Lending Specialist

One Main Financial
02.2019 - 11.2019
  • Develop new/existing relationships and business.
  • Keeping in touch with customer throughout the loan process and sales cycle.
  • Based on their inquiries (online or through customer service), will offer financial solutions that meet their goals.
  • Underwriting high volume of unsecured and secured loans.
  • Reviewing all credit reports (TransUnion, Experian, and Equifax).
  • Manage collections activities, and assisting customer with payment options to get back current on loan.

Member Advocate

Desert Financial Credit Union
05.2018 - 12.2018
  • Follow up on approval, pending review, missing information and processor closing queues.
  • Recommending approvals and evaluating declines.
  • Reviewing all credit reports (TransUnion, Experian, and Equifax).
  • Produces a high level of Debt Protection, Mechanical Breakdown Insurance and Gap sales.

Consumer Loan Originator

Credit Union 1
09.2016 - 05.2018
  • Follow up on approval, pending review, missing information and processor closing queues.
  • Reviewing all credit reports (TransUnion, Experian, and Equifax).
  • Produces a high level of Debt Protection, Mechanical Breakdown Insurance and Gap sales.
  • Maintains a high level of professionalism, tact and courtesy when coordinating loan closings with branches.
  • Prepares clear directions regarding loan closing documentation needed, check disbursement for loans to be closed by other trained staff.
  • Obtains necessary supporting documents for loan evaluation.

Personal Banker

Wells Fargo Bank
01.2014 - 08.2016
  • Works efficiently to minimize wait time for all new account and loan assistance.
  • Assist customers in initiation, maintenance and closure of products and services by identifying their financial needs.
  • Communicates professionally and timely in person, by telephone, and in writing.
  • Reviews suspicious or unusual transactions and items. Approves transaction within defined authority levels.
  • Updates and maintains all necessary paperwork regarding account, including deposit account contracts, account maintenances, certificates, and any other paperwork generated per customer transaction.
  • Performs duties of a teller when workload necessitates.

Education

High School Diploma -

iGrad Alaska
Galena, AK

Esthetician Certification -

Aveda Avondale Institute
Avondale, AZ
03-2025

Skills

  • In-depth understanding of products
  • Customer engagement strategies
  • Detail-oriented analysis
  • Skilled in simultaneous task execution
  • Analytical problem-solving
  • Strategic issue identification
  • Cross-functional teamwork
  • Responsive to shifting priorities
  • Team management
  • Interpersonal communication skills
  • Strong organizational skills
  • Empathetic communication

Languages

English
Full Professional
Tagalog
Full Professional

Timeline

Caregiver

Endeavor Home Care
12.2024 - Current

Caregiver

Consumer Directed Attendant Support Services
09.2024 - Current

Loan Funding Coordinator

Twin Star Credit Union
09.2022 - 09.2024

SR CRES Customer Care Coordinator Officer

Bank of the West
04.2022 - 09.2022

Loss Mitigation Specialist II

Cenlar FSB
06.2020 - 04.2022

Consumer Lending Specialist

One Main Financial
02.2019 - 11.2019

Member Advocate

Desert Financial Credit Union
05.2018 - 12.2018

Consumer Loan Originator

Credit Union 1
09.2016 - 05.2018

Personal Banker

Wells Fargo Bank
01.2014 - 08.2016

High School Diploma -

iGrad Alaska

Esthetician Certification -

Aveda Avondale Institute

Similar Profiles

CREATE PROFILE
Marie-Antoinette Vizcocho