Marie Duvil Andresol
Orlando,FL
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
5
5
years of professional experience
Work History
Mortgage Loan Processor
Appli Home Loans
04.2022 - 10.2022
- Monitored pipelines to track and log status of loans.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Utilized loan origination software to process and track loan applications.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Handled any conditions sent from underwriting departments.
- Processed loan applications and monitored progress from start to finish.
Junior Loan Processor
Certified Mortgage Planners
06.2020 - 03.2022
- Supported Processor and team leaders by applying strong social skills to assist in loan funding process
- Make calls pertaining to employment details, insurance coverage or to other 3rd parties
- Verify file is locked and disclosures are sent, as well as follow up on any missing documentation
- Coordinate, supervise and review appraisal orders
- Document processing using Calyx Point, MS Word and Excel
- Placed necessary orders for multiple types of loans including VA,
- FHA, Conventional and USDA including title
- Retrieve disclosures that are e-signed
- Review File Manager and place documents into appropriate e-folders based on Borrower Electronic File Storage
- Addendum
LOAN AUDIT SPECIALIST
Home1st Lending, LLC
02.2018 - 06.2020
- Reviewed loans to ensure that minimum submission documents have been received so that loan can move to processing and submitted to underwriting
- During the transition into the Audit Specialist position, it essentially became a hybrid role of disclosure/audit specialist
- Tracked the borrower's signature process to ensure that the file remained compliant
- If the borrower had not signed the initial disclosures the documents would be mailed to them
- Requested minimum submission documents from the borrower via Floify
- Reviewed the 1003 in Calyx to ensure that the borrower's information is complete
- Order appraisals
- Transfer FHA case numbers from various lenders
Loan Disclosure Specialist
Home1st Lending, LLC
09.2017 - 02.2018
- Prepared and sent initial disclosures when requested by sales
- Additional responsibilities included preparing all re-disclosures as necessary throughout the loan process
- Review daily pipeline for initial disclosure due dates and needs for re-disclosure
- Complete disclosures and re-disclosures in accordance with current regulatory requirements
- Document and track any errors and/or omissions for all disclosures
- Complete initial disclosures to the disclosure desk and then issue processing assignments
- Verify validity of requested change circumstances (COC) request
- Review COC for accuracy and re-disclosure requirements and send to LO/LOA/Borrower E-folder in predefined bucket, update information into the conversation log
- Prepare pre-disclosing LE based on provided final charges outlined on the estimated HUD-1 along with other terms of transaction, within a predetermined timeline
- This is a time sensitive process, which drives the ability to close and meet the predetermined Close of Escrow date
- Register and review disclosure tracking for accuracy, prepare COC package and upload into E-folder in a predefined bucket, update information into the log conversation log
- Complete and confirm that Disclosure Tracking passes all company standards and prepare a final compliance package for
Education
Associate of Arts - General Studies
VALENCIA COLLEGE
Orlando, FL05.2012
Skills
- Time management skills
- Complex Problem-Solving
- Application Preparation
- Active Listening and Learning
- Analytical and Critical Thinking
- Administrative Support
- Customer Service
- Document Review
- Computer Database Coordination
- Verbal and Written Communication
- Complete Loan Applications
Languages
French
Professional Working
English
Full Professional
Timeline
Mortgage Loan Processor
Appli Home Loans
04.2022 - 10.2022
Junior Loan Processor
Certified Mortgage Planners
06.2020 - 03.2022
LOAN AUDIT SPECIALIST
Home1st Lending, LLC
02.2018 - 06.2020
Loan Disclosure Specialist
Home1st Lending, LLC
09.2017 - 02.2018
Associate of Arts - General Studies
VALENCIA COLLEGE
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