Marja Falcao Ribeiro

• Conducted detailed financial statement analysis and budget oversight for construction projects up to $5M, ensuring compliance and cost-effectiveness.
• Developed predictive tools for revenue assessment and business growth, aligning strategies with financial forecasts and market insights.
• Managed and audited financial records, trends, and insurance data, synthesizing complex information into actionable forecasts.
• Provided strategic fiscal management, achieving a 30% reduction in operational costs through optimized spending and procurement strategies.
• Facilitated acquisitions and strategic investment allocation, enhancing investment efficiency within a technology-driven environment.
• Prepared and delivered clear, impactful presentations on financial strategies and outcomes to stakeholders.

Key Achievements:

• Led budget analysis initiatives resulting in a 15% reduction in project costs.
• Developed predictive tools improving revenue forecasting accuracy by 20%.

Financial/ Compliance Analyst
New Neighborhoods Inc; Stamford, Connecticut, USA — 2021-2022

• Assisted with annual and interim recertifications, retroactive rent calculations, and ensured compliance with HUD, LIHTC, and Affirmative Fair Housing regulations.
• Managed income and rent calculations for 250 families using HUD and LIHTC formulas, ensuring compliance with Section 8 requirements.
• Monitored and ensured regulatory compliance, annual re-certifications, and filing for Section 42 LIHTC properties, RAP, DECD, and HUD project-based and choice vouchers.
• Participated in training programs covering LIHTC, Compliance, Fair Housing, HUD, NCHM, CHFA, DOH, and Real Page.
• Organized and input information into Real Page digital database, increasing training efficiency through proactive engagement with supervisors and coworkers.

Key Achievements:

• Enhanced compliance efficiency by implementing streamlined processes for annual recertifications, resulting in a 20% reduction in processing time.
• Achieved 100% compliance rating in HUD and LIHTC audits through meticulous documentation and adherence to regulatory requirements.

• Managed mobile application projects for MyBank in collaboration with Deutsche Bank, overseeing system and data architecture.
• Conducted financial analysis and cost-effectiveness assessments to optimize project budgets and resource allocation.
• Led ross-functional teams through different stages of the mobile app development lifecycle, facilitating information gathering and updates across multiple sectors in Italy, Spain, Belgium, and India.
• Provided design support and ensured team alignment with company objectives, enhancing interdepartmental communication and refining Release Management workflows.
• Collaborated closely with Product Managers, Scrum Masters, and Dev/QA teams, delivering regular updates on project status, team dynamics, velocity, impediments, and potential risks.
• Supported Agile project milestones and releases, managing Jira backlog. Collaborated on roadmap planning with Product Managers to align feature delivery with Deutsche Bank Mobile updates for Android and iOS platforms.

Key Achievements:

• Implemented cost-effective strategies resulting in a 10% reduction in project expenditures without compromising quality or delivery timelines.
• Successfully conducted financial analyses to optimize resource allocation, contributing to improved project profitability and budget adherence.
• Facilitated the on-time delivery of critical features for Deutsche Bank Mobile updates, enhancing user experience and satisfaction.