Summary
Overview
Work History
Education
Skills
Timeline
Generic

Mark Folds

West Palm Beach,FL

Summary

Proven F&I Manager with 16 years of experience maximizing dealership profitability through effective deal structuring and credit analysis. Committed to enhancing customer experiences and driving revenue growth.

Seasoned Mortgage Loan Officer with comprehensive understanding of loan origination, processing and closing procedures. Skilled in building strong relationships with clients to understand needs and provide appropriate financial solutions. Demonstrated track record in achieving lending goals while maintaining strict compliance with regulatory standards.

Overview

29
29
years of professional experience

Work History

Travel

Career Break
Multiple Continents
12.2023 - 12.2025

North, Central and South America, Southeast Asia, Eastern and Western Europe

  • When I finished work At Mullinax Ford I decided to take an extended vacation that turned into a slow travel around the world. During this period of time I visited South America, Asia and Europe. Every place has its pros and cons, so it's hard to say what the favorite place was. If I had to recommend two places as must see destinations it would be Bangkok, Thailand and Prague, Czech Republic.

F & I Manager

Mullinax Ford
Lake Park, Fl
12.2007 - 10.2023

• Maximized dealership profitability by securing financing for diverse credit customers. • Enhanced customer experience through the sale of extended service plans and insurance products. • Provided product training and support to the sales team, facilitating successful deal closures. • Negotiated financing terms and upsold finance products, increasing per vehicle revenue.• Maximized dealership profitability by securing financing for diverse credit customers. • Enhanced customer experience through the sale of extended service plans and insurance products.

Mortgage Loan Officer

WCI Mortgage
Palm Beach Gardens, Fl
04.1999 - 09.2007

• Prequalified prospects for first-time homebuyers programs, new home construction, and investment purchases.

• Provided regular updates to project managers regarding the viability of closing dates for luxury home buyers.

• Prequalified prospects for first-time homebuyers programs, new home construction, and investment purchases.

• Conducted informative workshops for new homebuyers and educated Realtors on financing programs to facilitate property sales.

Loan Officer

Mackinac Savings Bank
West Palm Beach, Florida
08.1996 - 03.1999

• Directed outbound calls for refinances, home equity, and debt consolidation loans, enhancing customer engagement. • Maintained in-depth knowledge of FHA/VA loans, as well as conventional and non-conventional loan products.• Collected supporting documentation to assist applicants through the underwriting process, ensuring a smooth experience.

Education

Bachelor of Science - Real Estate And Urban Development

University of Florida
Gainesville
08-1988

Skills

  • Deal structuring
  • Credit analysis
  • Risk assessment
  • Customer service
  • Loan documentation
  • Problem solving
  • Attention to detail
  • Analytical and critical thinking

Timeline

Travel

Career Break
12.2023 - 12.2025

F & I Manager

Mullinax Ford
12.2007 - 10.2023

Mortgage Loan Officer

WCI Mortgage
04.1999 - 09.2007

Loan Officer

Mackinac Savings Bank
08.1996 - 03.1999

Bachelor of Science - Real Estate And Urban Development

University of Florida
Mark Folds