MARK GILMER
Forsyth,GA
Summary
Senior executive with over 25 years in lending in the Metro Atlanta in all domains of lending such as real estate, C&I, SBA, consumer and commercial. Proven ability to drive increased sales, market share, and business growth by continually adjusting products, services, and process enhancements. Operational leadership experience managing staff, cost control, and strategic planning areas.
Overview
26
26
years of professional experience
Work History
Director of Real Estate Lending / Sr. VP
Heritage Bank / The First Bank
10.2020 - Current
- Manage Residential /Commercial Construction Lending Division
- Manage $150MM loan portfolio.
- Generating $80MM to $155MM in loans annually
- Lending in Metro Atlanta Market
- Lending Portfolio includes - Residential & Commercial Real Estate, C&I Lending, SBA funding, Consumer Lending
- Monitoring of all construction functions – draws, funding, inspections.
- Manage various personal for every aspect of lending functions.
Vice President of Commercial Lending
Heritage Bank
01.2016 - 10.2020
- Generate $25MM-$30MM in commercial loans annually
- Managed $65MM loan portfolio
- Development of new loan products
- Volunteer Community Involvement
- Involvement in Asset Liability Committee and Finance Committee
Assistant Vice President / Collections
Heritage Bank
01.2013 - 01.2016
- Worked in Special Assets Division managing problem assets
- Managed a loan portfolio while helping with workouts for various trouble loans
- Bankruptcy Workouts
Accounting Assistant
Heritage Bank
07.2010 - 01.2013
- Managed daily accounting functions such as wires, balancing of General Ledger accounts, and funding broker’s Certificate of Deposits
- Reconciled Accounts Payable
- Assisted with the Bond Security Portfolio
- Generated and maintain various accounting reports
Vice President of Commercial Lending
FIRST STATE BANK
08.2007 - 05.2009
- Generated between $15MM-$20MM in commercial loans annually
- Managed $40MM loan portfolio
- Managed Large commercial relationships
Office President
McIntosh State Bank, Henry County
07.2004 - 08.2007
- Managed and Supervised the South Henry County Lending and Retail Division
- Generated $80MM in Commercial and Residential construction loans annually
- Managed various lenders, underwriters, and loan support staff
Vice President
Main Street Bank
10.2000 - 07.2004
- Commercial & Construction lending
- Generated $25MM in new loans annually
- Supervised the construction division for the South Metro Atlanta Area
- Supervised support lending staff
- Maintained large commercial loan relationships
Assistant Vice President
Peachtree National Bank
09.1997 - 10.2000
- Commercial and Construction lending generating $15MM in annual loan growth
- Monitored ongoing commercial and construction loan relationships
Education
University of Georgia Banking School
Bachelor’s Degree - Business Administration
Clayton State university
Skills
- Financial Analysis
- Vendor/Contract Negotiation
- Cost Reduction
- Client Account Management
- Retail Banking
- Asset Management
- Property Inspection
Timeline
Director of Real Estate Lending / Sr. VP
Heritage Bank / The First Bank
10.2020 - Current
Vice President of Commercial Lending
Heritage Bank
01.2016 - 10.2020
Assistant Vice President / Collections
Heritage Bank
01.2013 - 01.2016
Accounting Assistant
Heritage Bank
07.2010 - 01.2013
Vice President of Commercial Lending
FIRST STATE BANK
08.2007 - 05.2009
Office President
McIntosh State Bank, Henry County
07.2004 - 08.2007
Vice President
Main Street Bank
10.2000 - 07.2004
Assistant Vice President
Peachtree National Bank
09.1997 - 10.2000
University of Georgia Banking School
Bachelor’s Degree - Business Administration
Clayton State university
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