Senior Credit Risk Analyst with a proven track record in data analysis, risk assessment, and regulatory compliance. Expertise in developing risk models and enhancing credit decision-making processes.
Overview
8
8
years of professional experience
Work History
Senior Credit Risk Analyst
Pathward
Troy, MI
09.2022 - Current
Analyzed credit risk data to evaluate loan applications and borrower profiles.
Developed risk assessment models to improve credit decision-making processes.
Collaborated with cross-functional teams to ensure compliance with regulatory standards.
Participated in strategy sessions to enhance overall risk management framework.
Senior Credit Risk Analyst
Waterford Bank
Troy, MI
09.2019 - 08.2022
Analyzed customer credit profiles, including credit scores, income statements, cash flow and collateral values.
Reviewed credit applications and performed in-depth financial analysis to determine the risk associated with loan approval.
Requested financial documents from customers.
Senior Credit Risk Analyst
Panasonic
Farmington Hills, MI
09.2017 - 08.2019
Reviewed customer financial data to ascertain level of risk involved for extending credit.
Monitored existing portfolios for compliance with credit policies and exposure limits.
Assisted in the development of credit policies and procedures to mitigate potential risks.