Detail-oriented professional with strong customer service skills. Proven ability to analyze financial data and ensure accurate processing of shipments, contributing to streamlined operations and enhanced client satisfaction.
Overview
11
11
years of professional experience
Work History
Processor
Ship My Cards
Peoria, AZ
03.2025 - Current
Process incoming shipments by taking pictures of collectibles that are then posted and sent to collectors to verify receipt and condition of the items received.
Securely file incoming collectibles received in collector's inventory.
Process shipment requests of collectors. Pull items requested from collector's inventory and forward to Shipper for 2nd verification and shipping to specified location.
Credit Analyst II
First Republic Bank (Chase Purchased Sectors of the Bank)
06.2023 - 04.2024
Analyzed credit data and financial statements to evaluate borrower eligibility for personal lines of credit.
Assessed risk factors and stability of applicant.
Collaborated with Credit Officer and submitted recommendation for approval or discussed concerns prohibiting approval.
Spoke with Clients to obtain additional information if needed.
Mortgage Underwriter II - Remote
Owning Corporation DBA Guaranteed Rate
Chicago, IL
09.2020 - 11.2021
Evaluated mortgage applications to assess risk and ensure compliance with lending guidelines.
Reviewed financial documents for accuracy, ensuring thorough analysis of borrower creditworthiness.
Collaborated with loan officers to clarify application details and streamline approval processes.
Identified potential issues in loan files, providing solutions to mitigate risks before underwriting decisions.
Sr. Mortgage Underwriter - Remote
Better Mortgage Company
New York, NY
05.2020 - 09.2020
Evaluated mortgage applications for compliance with underwriting guidelines and risk assessment procedures.
Collaborated with loan officers to address borrower inquiries and resolve issues efficiently.
Analyzed credit reports and financial statements to assess borrower eligibility and loan suitability.
Mortgage Underwriter
Northrop Grumman Federal Credit Union
Gardena, CA
07.2018 - 05.2020
Evaluated mortgage applications for risk assessment and compliance with lending guidelines.
Analyzed borrower credit reports to determine eligibility for loan approval.
Collaborated with loan officers to address discrepancies in application documentation.
Reviewed financial statements and income verification to ensure accuracy and completeness.
Mentored less experienced Underwriter and Processors.
Sr. Residential Mortgage Underwriter
Luther Burbank Savings Bank
Manhattan Beach, CA
07.2015 - 07.2018
Reviewed Retail (FHA and Conventional loans) and Wholesale Conventional loan applications for compliance with underwriting guidelines and risk assessment.
Analyzed borrower financial data to determine creditworthiness and loan eligibility.
Collaborated with loan officers, processors and clients to clarify application details and resolve discrepancies.
Developed comprehensive underwriting reports highlighting key findings and recommendations.
Education
High School Diploma -
Manual Arts High School
Los Angeles, CA
Bachelor of Science - Business
University of Phoenix
Gardena, CA
03-2007
Skills
Attention to detail
Teamwork and collaboration
Customer service
Data entry experience
Multitasking and organizing
Microsoft Office
Deadline driven
Timeline
Processor
Ship My Cards
03.2025 - Current
Credit Analyst II
First Republic Bank (Chase Purchased Sectors of the Bank)